LTV · monthly repayment
▼ 0.50% · 3.625%
HK$147,457
−HK$9,247/mo
▼ 0.25% · 3.875%
HK$152,044
−HK$4,660/mo
Today · 4.125%
HK$156,704
baseline
▲ 0.50% · 4.625%
HK$166,239
+HK$9,535/mo
Deposit HK$32.33M · loan HK$32.33M · min. income ≈ HK$313,408/mo (50% DSR)
Upfront cash ≈ HK$35.08M (deposit + AVD stamp duty HK$2,748,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,045
−HK$8,862/mo
▼ 0.25% · 3.875%
HK$168,444
−HK$4,463/mo
Today · 4.125%
HK$172,907
baseline
▲ 0.50% · 4.625%
HK$182,022
+HK$9,115/mo
Deposit HK$32.33M · loan HK$32.33M · min. income ≈ HK$345,814/mo (50% DSR)
Upfront cash ≈ HK$35.08M (deposit + AVD stamp duty HK$2,748,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,949
−HK$11,096/mo
▼ 0.25% · 3.875%
HK$182,453
−HK$5,592/mo
Today · 4.125%
HK$188,045
baseline
▲ 0.50% · 4.625%
HK$199,487
+HK$11,442/mo
Deposit HK$25.87M · loan HK$38.80M · min. income ≈ HK$376,090/mo (50% DSR)
Upfront cash ≈ HK$28.62M (deposit + AVD stamp duty HK$2,748,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,854
−HK$10,635/mo
▼ 0.25% · 3.875%
HK$202,133
−HK$5,356/mo
Today · 4.125%
HK$207,489
baseline
▲ 0.50% · 4.625%
HK$218,426
+HK$10,937/mo
Deposit HK$25.87M · loan HK$38.80M · min. income ≈ HK$414,978/mo (50% DSR)
Upfront cash ≈ HK$28.62M (deposit + AVD stamp duty HK$2,748,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,440
−HK$12,946/mo
▼ 0.25% · 3.875%
HK$212,862
−HK$6,524/mo
Today · 4.125%
HK$219,386
baseline
▲ 0.50% · 4.625%
HK$232,735
+HK$13,349/mo
Deposit HK$19.40M · loan HK$45.27M · min. income ≈ HK$438,772/mo (50% DSR)
Upfront cash ≈ HK$22.15M (deposit + AVD stamp duty HK$2,748,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,663
−HK$12,407/mo
▼ 0.25% · 3.875%
HK$235,822
−HK$6,248/mo
Today · 4.125%
HK$242,070
baseline
▲ 0.50% · 4.625%
HK$254,830
+HK$12,760/mo
Deposit HK$19.40M · loan HK$45.27M · min. income ≈ HK$484,140/mo (50% DSR)
Upfront cash ≈ HK$22.15M (deposit + AVD stamp duty HK$2,748,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$265,423
−HK$16,644/mo
▼ 0.25% · 3.875%
HK$273,679
−HK$8,388/mo
Today · 4.125%
HK$282,067
baseline
▲ 0.50% · 4.625%
HK$299,230
+HK$17,163/mo
Deposit HK$6.47M · loan HK$58.20M · min. income ≈ HK$564,134/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$2,748,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$295,280
−HK$15,953/mo
▼ 0.25% · 3.875%
HK$303,200
−HK$8,033/mo
Today · 4.125%
HK$311,233
baseline
▲ 0.50% · 4.625%
HK$327,639
+HK$16,406/mo
Deposit HK$6.47M · loan HK$58.20M · min. income ≈ HK$622,466/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$2,748,345 · Scale 2, in force from 26 Feb 2026)