LTV · monthly repayment
▼ 0.50% · 3.625%
HK$147,474
−HK$9,248/mo
▼ 0.25% · 3.875%
HK$152,062
−HK$4,660/mo
Today · 4.125%
HK$156,722
baseline
▲ 0.50% · 4.625%
HK$166,258
+HK$9,536/mo
Deposit HK$32.34M · loan HK$32.34M · min. income ≈ HK$313,444/mo (50% DSR)
Upfront cash ≈ HK$35.09M (deposit + AVD stamp duty HK$2,748,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,064
−HK$8,864/mo
▼ 0.25% · 3.875%
HK$168,464
−HK$4,464/mo
Today · 4.125%
HK$172,928
baseline
▲ 0.50% · 4.625%
HK$182,043
+HK$9,115/mo
Deposit HK$32.34M · loan HK$32.34M · min. income ≈ HK$345,856/mo (50% DSR)
Upfront cash ≈ HK$35.09M (deposit + AVD stamp duty HK$2,748,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,969
−HK$11,098/mo
▼ 0.25% · 3.875%
HK$182,474
−HK$5,593/mo
Today · 4.125%
HK$188,067
baseline
▲ 0.50% · 4.625%
HK$199,510
+HK$11,443/mo
Deposit HK$25.87M · loan HK$38.80M · min. income ≈ HK$376,134/mo (50% DSR)
Upfront cash ≈ HK$28.62M (deposit + AVD stamp duty HK$2,748,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,876
−HK$10,637/mo
▼ 0.25% · 3.875%
HK$202,157
−HK$5,356/mo
Today · 4.125%
HK$207,513
baseline
▲ 0.50% · 4.625%
HK$218,451
+HK$10,938/mo
Deposit HK$25.87M · loan HK$38.80M · min. income ≈ HK$415,026/mo (50% DSR)
Upfront cash ≈ HK$28.62M (deposit + AVD stamp duty HK$2,748,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,464
−HK$12,947/mo
▼ 0.25% · 3.875%
HK$212,886
−HK$6,525/mo
Today · 4.125%
HK$219,411
baseline
▲ 0.50% · 4.625%
HK$232,762
+HK$13,351/mo
Deposit HK$19.40M · loan HK$45.27M · min. income ≈ HK$438,822/mo (50% DSR)
Upfront cash ≈ HK$22.15M (deposit + AVD stamp duty HK$2,748,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,689
−HK$12,410/mo
▼ 0.25% · 3.875%
HK$235,849
−HK$6,250/mo
Today · 4.125%
HK$242,099
baseline
▲ 0.50% · 4.625%
HK$254,860
+HK$12,761/mo
Deposit HK$19.40M · loan HK$45.27M · min. income ≈ HK$484,198/mo (50% DSR)
Upfront cash ≈ HK$22.15M (deposit + AVD stamp duty HK$2,748,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$265,454
−HK$16,646/mo
▼ 0.25% · 3.875%
HK$273,711
−HK$8,389/mo
Today · 4.125%
HK$282,100
baseline
▲ 0.50% · 4.625%
HK$299,265
+HK$17,165/mo
Deposit HK$6.47M · loan HK$58.21M · min. income ≈ HK$564,200/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$2,748,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$295,315
−HK$15,955/mo
▼ 0.25% · 3.875%
HK$303,235
−HK$8,035/mo
Today · 4.125%
HK$311,270
baseline
▲ 0.50% · 4.625%
HK$327,677
+HK$16,407/mo
Deposit HK$6.47M · loan HK$58.21M · min. income ≈ HK$622,540/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$2,748,664 · Scale 2, in force from 26 Feb 2026)