LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,748
−HK$925/mo
▼ 0.25% · 3.875%
HK$15,207
−HK$466/mo
Today · 4.125%
HK$15,673
baseline
▲ 0.50% · 4.625%
HK$16,627
+HK$954/mo
Deposit HK$3.23M · loan HK$3.23M · min. income ≈ HK$31,346/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$181,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,407
−HK$886/mo
▼ 0.25% · 3.875%
HK$16,847
−HK$446/mo
Today · 4.125%
HK$17,293
baseline
▲ 0.50% · 4.625%
HK$18,205
+HK$912/mo
Deposit HK$3.23M · loan HK$3.23M · min. income ≈ HK$34,586/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$181,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,698
−HK$1,109/mo
▼ 0.25% · 3.875%
HK$18,248
−HK$559/mo
Today · 4.125%
HK$18,807
baseline
▲ 0.50% · 4.625%
HK$19,952
+HK$1,145/mo
Deposit HK$2.59M · loan HK$3.88M · min. income ≈ HK$37,614/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$181,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,688
−HK$1,064/mo
▼ 0.25% · 3.875%
HK$20,217
−HK$535/mo
Today · 4.125%
HK$20,752
baseline
▲ 0.50% · 4.625%
HK$21,846
+HK$1,094/mo
Deposit HK$2.59M · loan HK$3.88M · min. income ≈ HK$41,504/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$181,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,647
−HK$1,295/mo
▼ 0.25% · 3.875%
HK$21,290
−HK$652/mo
Today · 4.125%
HK$21,942
baseline
▲ 0.50% · 4.625%
HK$23,277
+HK$1,335/mo
Deposit HK$1.94M · loan HK$4.53M · min. income ≈ HK$43,884/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$181,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,970
−HK$1,241/mo
▼ 0.25% · 3.875%
HK$23,586
−HK$625/mo
Today · 4.125%
HK$24,211
baseline
▲ 0.50% · 4.625%
HK$25,487
+HK$1,276/mo
Deposit HK$1.94M · loan HK$4.53M · min. income ≈ HK$48,422/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$181,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,547
−HK$1,664/mo
▼ 0.25% · 3.875%
HK$27,372
−HK$839/mo
Today · 4.125%
HK$28,211
baseline
▲ 0.50% · 4.625%
HK$29,928
+HK$1,717/mo
Deposit HK$647K · loan HK$5.82M · min. income ≈ HK$56,422/mo (50% DSR)
Upfront cash ≈ HK$829K (deposit + AVD stamp duty HK$181,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,533
−HK$1,595/mo
▼ 0.25% · 3.875%
HK$30,325
−HK$803/mo
Today · 4.125%
HK$31,128
baseline
▲ 0.50% · 4.625%
HK$32,769
+HK$1,641/mo
Deposit HK$647K · loan HK$5.82M · min. income ≈ HK$62,256/mo (50% DSR)
Upfront cash ≈ HK$829K (deposit + AVD stamp duty HK$181,772 · Scale 2, in force from 26 Feb 2026)