LTV · monthly repayment
▼ 0.50% · 3.625%
HK$147,492
−HK$9,250/mo
▼ 0.25% · 3.875%
HK$152,080
−HK$4,662/mo
Today · 4.125%
HK$156,742
baseline
▲ 0.50% · 4.625%
HK$166,279
+HK$9,537/mo
Deposit HK$32.34M · loan HK$32.34M · min. income ≈ HK$313,484/mo (50% DSR)
Upfront cash ≈ HK$35.09M (deposit + AVD stamp duty HK$2,749,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,084
−HK$8,865/mo
▼ 0.25% · 3.875%
HK$168,485
−HK$4,464/mo
Today · 4.125%
HK$172,949
baseline
▲ 0.50% · 4.625%
HK$182,065
+HK$9,116/mo
Deposit HK$32.34M · loan HK$32.34M · min. income ≈ HK$345,898/mo (50% DSR)
Upfront cash ≈ HK$35.09M (deposit + AVD stamp duty HK$2,749,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,991
−HK$11,099/mo
▼ 0.25% · 3.875%
HK$182,496
−HK$5,594/mo
Today · 4.125%
HK$188,090
baseline
▲ 0.50% · 4.625%
HK$199,535
+HK$11,445/mo
Deposit HK$25.87M · loan HK$38.81M · min. income ≈ HK$376,180/mo (50% DSR)
Upfront cash ≈ HK$28.62M (deposit + AVD stamp duty HK$2,749,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,901
−HK$10,638/mo
▼ 0.25% · 3.875%
HK$202,181
−HK$5,358/mo
Today · 4.125%
HK$207,539
baseline
▲ 0.50% · 4.625%
HK$218,478
+HK$10,939/mo
Deposit HK$25.87M · loan HK$38.81M · min. income ≈ HK$415,078/mo (50% DSR)
Upfront cash ≈ HK$28.62M (deposit + AVD stamp duty HK$2,749,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,489
−HK$12,949/mo
▼ 0.25% · 3.875%
HK$212,912
−HK$6,526/mo
Today · 4.125%
HK$219,438
baseline
▲ 0.50% · 4.625%
HK$232,790
+HK$13,352/mo
Deposit HK$19.40M · loan HK$45.28M · min. income ≈ HK$438,876/mo (50% DSR)
Upfront cash ≈ HK$22.15M (deposit + AVD stamp duty HK$2,749,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,717
−HK$12,411/mo
▼ 0.25% · 3.875%
HK$235,878
−HK$6,250/mo
Today · 4.125%
HK$242,128
baseline
▲ 0.50% · 4.625%
HK$254,891
+HK$12,763/mo
Deposit HK$19.40M · loan HK$45.28M · min. income ≈ HK$484,256/mo (50% DSR)
Upfront cash ≈ HK$22.15M (deposit + AVD stamp duty HK$2,749,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$265,486
−HK$16,649/mo
▼ 0.25% · 3.875%
HK$273,745
−HK$8,390/mo
Today · 4.125%
HK$282,135
baseline
▲ 0.50% · 4.625%
HK$299,302
+HK$17,167/mo
Deposit HK$6.47M · loan HK$58.21M · min. income ≈ HK$564,270/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$2,749,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$295,351
−HK$15,957/mo
▼ 0.25% · 3.875%
HK$303,272
−HK$8,036/mo
Today · 4.125%
HK$311,308
baseline
▲ 0.50% · 4.625%
HK$327,717
+HK$16,409/mo
Deposit HK$6.47M · loan HK$58.21M · min. income ≈ HK$622,616/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$2,749,003 · Scale 2, in force from 26 Feb 2026)