LTV · monthly repayment
▼ 0.50% · 3.625%
HK$147,495
−HK$9,249/mo
▼ 0.25% · 3.875%
HK$152,082
−HK$4,662/mo
Today · 4.125%
HK$156,744
baseline
▲ 0.50% · 4.625%
HK$166,281
+HK$9,537/mo
Deposit HK$32.34M · loan HK$32.34M · min. income ≈ HK$313,488/mo (50% DSR)
Upfront cash ≈ HK$35.09M (deposit + AVD stamp duty HK$2,749,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,086
−HK$8,865/mo
▼ 0.25% · 3.875%
HK$168,487
−HK$4,464/mo
Today · 4.125%
HK$172,951
baseline
▲ 0.50% · 4.625%
HK$182,068
+HK$9,117/mo
Deposit HK$32.34M · loan HK$32.34M · min. income ≈ HK$345,902/mo (50% DSR)
Upfront cash ≈ HK$35.09M (deposit + AVD stamp duty HK$2,749,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,993
−HK$11,099/mo
▼ 0.25% · 3.875%
HK$182,499
−HK$5,593/mo
Today · 4.125%
HK$188,092
baseline
▲ 0.50% · 4.625%
HK$199,537
+HK$11,445/mo
Deposit HK$25.87M · loan HK$38.81M · min. income ≈ HK$376,184/mo (50% DSR)
Upfront cash ≈ HK$28.62M (deposit + AVD stamp duty HK$2,749,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,903
−HK$10,639/mo
▼ 0.25% · 3.875%
HK$202,184
−HK$5,358/mo
Today · 4.125%
HK$207,542
baseline
▲ 0.50% · 4.625%
HK$218,481
+HK$10,939/mo
Deposit HK$25.87M · loan HK$38.81M · min. income ≈ HK$415,084/mo (50% DSR)
Upfront cash ≈ HK$28.62M (deposit + AVD stamp duty HK$2,749,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,492
−HK$12,949/mo
▼ 0.25% · 3.875%
HK$212,915
−HK$6,526/mo
Today · 4.125%
HK$219,441
baseline
▲ 0.50% · 4.625%
HK$232,794
+HK$13,353/mo
Deposit HK$19.40M · loan HK$45.28M · min. income ≈ HK$438,882/mo (50% DSR)
Upfront cash ≈ HK$22.15M (deposit + AVD stamp duty HK$2,749,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,721
−HK$12,411/mo
▼ 0.25% · 3.875%
HK$235,882
−HK$6,250/mo
Today · 4.125%
HK$242,132
baseline
▲ 0.50% · 4.625%
HK$254,895
+HK$12,763/mo
Deposit HK$19.40M · loan HK$45.28M · min. income ≈ HK$484,264/mo (50% DSR)
Upfront cash ≈ HK$22.15M (deposit + AVD stamp duty HK$2,749,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$265,490
−HK$16,649/mo
▼ 0.25% · 3.875%
HK$273,748
−HK$8,391/mo
Today · 4.125%
HK$282,139
baseline
▲ 0.50% · 4.625%
HK$299,306
+HK$17,167/mo
Deposit HK$6.47M · loan HK$58.21M · min. income ≈ HK$564,278/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$2,749,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$295,355
−HK$15,957/mo
▼ 0.25% · 3.875%
HK$303,276
−HK$8,036/mo
Today · 4.125%
HK$311,312
baseline
▲ 0.50% · 4.625%
HK$327,722
+HK$16,410/mo
Deposit HK$6.47M · loan HK$58.21M · min. income ≈ HK$622,624/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$2,749,041 · Scale 2, in force from 26 Feb 2026)