LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,752
−HK$925/mo
▼ 0.25% · 3.875%
HK$15,211
−HK$466/mo
Today · 4.125%
HK$15,677
baseline
▲ 0.50% · 4.625%
HK$16,631
+HK$954/mo
Deposit HK$3.23M · loan HK$3.23M · min. income ≈ HK$31,354/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$181,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,412
−HK$887/mo
▼ 0.25% · 3.875%
HK$16,852
−HK$447/mo
Today · 4.125%
HK$17,299
baseline
▲ 0.50% · 4.625%
HK$18,210
+HK$911/mo
Deposit HK$3.23M · loan HK$3.23M · min. income ≈ HK$34,598/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$181,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,703
−HK$1,110/mo
▼ 0.25% · 3.875%
HK$18,253
−HK$560/mo
Today · 4.125%
HK$18,813
baseline
▲ 0.50% · 4.625%
HK$19,958
+HK$1,145/mo
Deposit HK$2.59M · loan HK$3.88M · min. income ≈ HK$37,626/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$181,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,694
−HK$1,064/mo
▼ 0.25% · 3.875%
HK$20,222
−HK$536/mo
Today · 4.125%
HK$20,758
baseline
▲ 0.50% · 4.625%
HK$21,852
+HK$1,094/mo
Deposit HK$2.59M · loan HK$3.88M · min. income ≈ HK$41,516/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$181,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,653
−HK$1,295/mo
▼ 0.25% · 3.875%
HK$21,296
−HK$652/mo
Today · 4.125%
HK$21,948
baseline
▲ 0.50% · 4.625%
HK$23,284
+HK$1,336/mo
Deposit HK$1.94M · loan HK$4.53M · min. income ≈ HK$43,896/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$181,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,977
−HK$1,241/mo
▼ 0.25% · 3.875%
HK$23,593
−HK$625/mo
Today · 4.125%
HK$24,218
baseline
▲ 0.50% · 4.625%
HK$25,495
+HK$1,277/mo
Deposit HK$1.94M · loan HK$4.53M · min. income ≈ HK$48,436/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$181,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,554
−HK$1,665/mo
▼ 0.25% · 3.875%
HK$27,380
−HK$839/mo
Today · 4.125%
HK$28,219
baseline
▲ 0.50% · 4.625%
HK$29,937
+HK$1,718/mo
Deposit HK$647K · loan HK$5.82M · min. income ≈ HK$56,438/mo (50% DSR)
Upfront cash ≈ HK$829K (deposit + AVD stamp duty HK$181,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,541
−HK$1,596/mo
▼ 0.25% · 3.875%
HK$30,334
−HK$803/mo
Today · 4.125%
HK$31,137
baseline
▲ 0.50% · 4.625%
HK$32,779
+HK$1,642/mo
Deposit HK$647K · loan HK$5.82M · min. income ≈ HK$62,274/mo (50% DSR)
Upfront cash ≈ HK$829K (deposit + AVD stamp duty HK$181,961 · Scale 2, in force from 26 Feb 2026)