LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,753
−HK$925/mo
▼ 0.25% · 3.875%
HK$15,212
−HK$466/mo
Today · 4.125%
HK$15,678
baseline
▲ 0.50% · 4.625%
HK$16,632
+HK$954/mo
Deposit HK$3.23M · loan HK$3.23M · min. income ≈ HK$31,356/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$181,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,412
−HK$887/mo
▼ 0.25% · 3.875%
HK$16,853
−HK$446/mo
Today · 4.125%
HK$17,299
baseline
▲ 0.50% · 4.625%
HK$18,211
+HK$912/mo
Deposit HK$3.23M · loan HK$3.23M · min. income ≈ HK$34,598/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$181,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,703
−HK$1,111/mo
▼ 0.25% · 3.875%
HK$18,254
−HK$560/mo
Today · 4.125%
HK$18,814
baseline
▲ 0.50% · 4.625%
HK$19,958
+HK$1,144/mo
Deposit HK$2.59M · loan HK$3.88M · min. income ≈ HK$37,628/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$181,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,695
−HK$1,064/mo
▼ 0.25% · 3.875%
HK$20,223
−HK$536/mo
Today · 4.125%
HK$20,759
baseline
▲ 0.50% · 4.625%
HK$21,853
+HK$1,094/mo
Deposit HK$2.59M · loan HK$3.88M · min. income ≈ HK$41,518/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$181,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,654
−HK$1,295/mo
▼ 0.25% · 3.875%
HK$21,296
−HK$653/mo
Today · 4.125%
HK$21,949
baseline
▲ 0.50% · 4.625%
HK$23,285
+HK$1,336/mo
Deposit HK$1.94M · loan HK$4.53M · min. income ≈ HK$43,898/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$181,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,977
−HK$1,242/mo
▼ 0.25% · 3.875%
HK$23,594
−HK$625/mo
Today · 4.125%
HK$24,219
baseline
▲ 0.50% · 4.625%
HK$25,495
+HK$1,276/mo
Deposit HK$1.94M · loan HK$4.53M · min. income ≈ HK$48,438/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$181,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,555
−HK$1,665/mo
▼ 0.25% · 3.875%
HK$27,381
−HK$839/mo
Today · 4.125%
HK$28,220
baseline
▲ 0.50% · 4.625%
HK$29,938
+HK$1,718/mo
Deposit HK$647K · loan HK$5.82M · min. income ≈ HK$56,440/mo (50% DSR)
Upfront cash ≈ HK$829K (deposit + AVD stamp duty HK$181,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,542
−HK$1,596/mo
▼ 0.25% · 3.875%
HK$30,335
−HK$803/mo
Today · 4.125%
HK$31,138
baseline
▲ 0.50% · 4.625%
HK$32,780
+HK$1,642/mo
Deposit HK$647K · loan HK$5.82M · min. income ≈ HK$62,276/mo (50% DSR)
Upfront cash ≈ HK$829K (deposit + AVD stamp duty HK$181,983 · Scale 2, in force from 26 Feb 2026)