LTV · monthly repayment
▼ 0.50% · 3.625%
HK$147,542
−HK$9,252/mo
▼ 0.25% · 3.875%
HK$152,131
−HK$4,663/mo
Today · 4.125%
HK$156,794
baseline
▲ 0.50% · 4.625%
HK$166,334
+HK$9,540/mo
Deposit HK$32.35M · loan HK$32.35M · min. income ≈ HK$313,588/mo (50% DSR)
Upfront cash ≈ HK$35.10M (deposit + AVD stamp duty HK$2,749,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,139
−HK$8,867/mo
▼ 0.25% · 3.875%
HK$168,541
−HK$4,465/mo
Today · 4.125%
HK$173,006
baseline
▲ 0.50% · 4.625%
HK$182,126
+HK$9,120/mo
Deposit HK$32.35M · loan HK$32.35M · min. income ≈ HK$346,012/mo (50% DSR)
Upfront cash ≈ HK$35.10M (deposit + AVD stamp duty HK$2,749,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,050
−HK$11,103/mo
▼ 0.25% · 3.875%
HK$182,557
−HK$5,596/mo
Today · 4.125%
HK$188,153
baseline
▲ 0.50% · 4.625%
HK$199,601
+HK$11,448/mo
Deposit HK$25.88M · loan HK$38.82M · min. income ≈ HK$376,306/mo (50% DSR)
Upfront cash ≈ HK$28.63M (deposit + AVD stamp duty HK$2,749,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,966
−HK$10,642/mo
▼ 0.25% · 3.875%
HK$202,249
−HK$5,359/mo
Today · 4.125%
HK$207,608
baseline
▲ 0.50% · 4.625%
HK$218,551
+HK$10,943/mo
Deposit HK$25.88M · loan HK$38.82M · min. income ≈ HK$415,216/mo (50% DSR)
Upfront cash ≈ HK$28.63M (deposit + AVD stamp duty HK$2,749,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,558
−HK$12,953/mo
▼ 0.25% · 3.875%
HK$212,983
−HK$6,528/mo
Today · 4.125%
HK$219,511
baseline
▲ 0.50% · 4.625%
HK$232,868
+HK$13,357/mo
Deposit HK$19.41M · loan HK$45.29M · min. income ≈ HK$439,022/mo (50% DSR)
Upfront cash ≈ HK$22.16M (deposit + AVD stamp duty HK$2,749,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,794
−HK$12,415/mo
▼ 0.25% · 3.875%
HK$235,957
−HK$6,252/mo
Today · 4.125%
HK$242,209
baseline
▲ 0.50% · 4.625%
HK$254,976
+HK$12,767/mo
Deposit HK$19.41M · loan HK$45.29M · min. income ≈ HK$484,418/mo (50% DSR)
Upfront cash ≈ HK$22.16M (deposit + AVD stamp duty HK$2,749,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$265,575
−HK$16,654/mo
▼ 0.25% · 3.875%
HK$273,836
−HK$8,393/mo
Today · 4.125%
HK$282,229
baseline
▲ 0.50% · 4.625%
HK$299,402
+HK$17,173/mo
Deposit HK$6.47M · loan HK$58.23M · min. income ≈ HK$564,458/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$2,749,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$295,449
−HK$15,963/mo
▼ 0.25% · 3.875%
HK$303,373
−HK$8,039/mo
Today · 4.125%
HK$311,412
baseline
▲ 0.50% · 4.625%
HK$327,827
+HK$16,415/mo
Deposit HK$6.47M · loan HK$58.23M · min. income ≈ HK$622,824/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$2,749,919 · Scale 2, in force from 26 Feb 2026)