LTV · monthly repayment
▼ 0.50% · 3.625%
HK$147,564
−HK$9,253/mo
▼ 0.25% · 3.875%
HK$152,154
−HK$4,663/mo
Today · 4.125%
HK$156,817
baseline
▲ 0.50% · 4.625%
HK$166,359
+HK$9,542/mo
Deposit HK$32.36M · loan HK$32.36M · min. income ≈ HK$313,634/mo (50% DSR)
Upfront cash ≈ HK$35.11M (deposit + AVD stamp duty HK$2,750,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,163
−HK$8,869/mo
▼ 0.25% · 3.875%
HK$168,566
−HK$4,466/mo
Today · 4.125%
HK$173,032
baseline
▲ 0.50% · 4.625%
HK$182,153
+HK$9,121/mo
Deposit HK$32.36M · loan HK$32.36M · min. income ≈ HK$346,064/mo (50% DSR)
Upfront cash ≈ HK$35.11M (deposit + AVD stamp duty HK$2,750,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,076
−HK$11,105/mo
▼ 0.25% · 3.875%
HK$182,585
−HK$5,596/mo
Today · 4.125%
HK$188,181
baseline
▲ 0.50% · 4.625%
HK$199,631
+HK$11,450/mo
Deposit HK$25.89M · loan HK$38.83M · min. income ≈ HK$376,362/mo (50% DSR)
Upfront cash ≈ HK$28.64M (deposit + AVD stamp duty HK$2,750,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,996
−HK$10,643/mo
▼ 0.25% · 3.875%
HK$202,279
−HK$5,360/mo
Today · 4.125%
HK$207,639
baseline
▲ 0.50% · 4.625%
HK$218,584
+HK$10,945/mo
Deposit HK$25.89M · loan HK$38.83M · min. income ≈ HK$415,278/mo (50% DSR)
Upfront cash ≈ HK$28.64M (deposit + AVD stamp duty HK$2,750,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,589
−HK$12,955/mo
▼ 0.25% · 3.875%
HK$213,015
−HK$6,529/mo
Today · 4.125%
HK$219,544
baseline
▲ 0.50% · 4.625%
HK$232,903
+HK$13,359/mo
Deposit HK$19.41M · loan HK$45.30M · min. income ≈ HK$439,088/mo (50% DSR)
Upfront cash ≈ HK$22.16M (deposit + AVD stamp duty HK$2,750,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,828
−HK$12,417/mo
▼ 0.25% · 3.875%
HK$235,992
−HK$6,253/mo
Today · 4.125%
HK$242,245
baseline
▲ 0.50% · 4.625%
HK$255,014
+HK$12,769/mo
Deposit HK$19.41M · loan HK$45.30M · min. income ≈ HK$484,490/mo (50% DSR)
Upfront cash ≈ HK$22.16M (deposit + AVD stamp duty HK$2,750,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$265,615
−HK$16,656/mo
▼ 0.25% · 3.875%
HK$273,877
−HK$8,394/mo
Today · 4.125%
HK$282,271
baseline
▲ 0.50% · 4.625%
HK$299,447
+HK$17,176/mo
Deposit HK$6.47M · loan HK$58.24M · min. income ≈ HK$564,542/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$2,750,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$295,494
−HK$15,964/mo
▼ 0.25% · 3.875%
HK$303,419
−HK$8,039/mo
Today · 4.125%
HK$311,458
baseline
▲ 0.50% · 4.625%
HK$327,876
+HK$16,418/mo
Deposit HK$6.47M · loan HK$58.24M · min. income ≈ HK$622,916/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$2,750,330 · Scale 2, in force from 26 Feb 2026)