LTV · monthly repayment
▼ 0.50% · 3.625%
HK$147,571
−HK$9,254/mo
▼ 0.25% · 3.875%
HK$152,162
−HK$4,663/mo
Today · 4.125%
HK$156,825
baseline
▲ 0.50% · 4.625%
HK$166,368
+HK$9,543/mo
Deposit HK$32.36M · loan HK$32.36M · min. income ≈ HK$313,650/mo (50% DSR)
Upfront cash ≈ HK$35.11M (deposit + AVD stamp duty HK$2,750,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,172
−HK$8,869/mo
▼ 0.25% · 3.875%
HK$168,575
−HK$4,466/mo
Today · 4.125%
HK$173,041
baseline
▲ 0.50% · 4.625%
HK$182,163
+HK$9,122/mo
Deposit HK$32.36M · loan HK$32.36M · min. income ≈ HK$346,082/mo (50% DSR)
Upfront cash ≈ HK$35.11M (deposit + AVD stamp duty HK$2,750,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,086
−HK$11,104/mo
▼ 0.25% · 3.875%
HK$182,594
−HK$5,596/mo
Today · 4.125%
HK$188,190
baseline
▲ 0.50% · 4.625%
HK$199,641
+HK$11,451/mo
Deposit HK$25.89M · loan HK$38.83M · min. income ≈ HK$376,380/mo (50% DSR)
Upfront cash ≈ HK$28.64M (deposit + AVD stamp duty HK$2,750,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,006
−HK$10,644/mo
▼ 0.25% · 3.875%
HK$202,290
−HK$5,360/mo
Today · 4.125%
HK$207,650
baseline
▲ 0.50% · 4.625%
HK$218,595
+HK$10,945/mo
Deposit HK$25.89M · loan HK$38.83M · min. income ≈ HK$415,300/mo (50% DSR)
Upfront cash ≈ HK$28.64M (deposit + AVD stamp duty HK$2,750,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,600
−HK$12,956/mo
▼ 0.25% · 3.875%
HK$213,026
−HK$6,530/mo
Today · 4.125%
HK$219,556
baseline
▲ 0.50% · 4.625%
HK$232,915
+HK$13,359/mo
Deposit HK$19.42M · loan HK$45.30M · min. income ≈ HK$439,112/mo (50% DSR)
Upfront cash ≈ HK$22.17M (deposit + AVD stamp duty HK$2,750,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,840
−HK$12,418/mo
▼ 0.25% · 3.875%
HK$236,005
−HK$6,253/mo
Today · 4.125%
HK$242,258
baseline
▲ 0.50% · 4.625%
HK$255,028
+HK$12,770/mo
Deposit HK$19.42M · loan HK$45.30M · min. income ≈ HK$484,516/mo (50% DSR)
Upfront cash ≈ HK$22.17M (deposit + AVD stamp duty HK$2,750,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$265,628
−HK$16,658/mo
▼ 0.25% · 3.875%
HK$273,891
−HK$8,395/mo
Today · 4.125%
HK$282,286
baseline
▲ 0.50% · 4.625%
HK$299,462
+HK$17,176/mo
Deposit HK$6.47M · loan HK$58.25M · min. income ≈ HK$564,572/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$2,750,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$295,509
−HK$15,965/mo
▼ 0.25% · 3.875%
HK$303,434
−HK$8,040/mo
Today · 4.125%
HK$311,474
baseline
▲ 0.50% · 4.625%
HK$327,893
+HK$16,419/mo
Deposit HK$6.47M · loan HK$58.25M · min. income ≈ HK$622,948/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$2,750,473 · Scale 2, in force from 26 Feb 2026)