LTV · monthly repayment
▼ 0.50% · 3.625%
HK$147,573
−HK$9,254/mo
▼ 0.25% · 3.875%
HK$152,163
−HK$4,664/mo
Today · 4.125%
HK$156,827
baseline
▲ 0.50% · 4.625%
HK$166,369
+HK$9,542/mo
Deposit HK$32.36M · loan HK$32.36M · min. income ≈ HK$313,654/mo (50% DSR)
Upfront cash ≈ HK$35.11M (deposit + AVD stamp duty HK$2,750,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,173
−HK$8,870/mo
▼ 0.25% · 3.875%
HK$168,576
−HK$4,467/mo
Today · 4.125%
HK$173,043
baseline
▲ 0.50% · 4.625%
HK$182,164
+HK$9,121/mo
Deposit HK$32.36M · loan HK$32.36M · min. income ≈ HK$346,086/mo (50% DSR)
Upfront cash ≈ HK$35.11M (deposit + AVD stamp duty HK$2,750,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,087
−HK$11,105/mo
▼ 0.25% · 3.875%
HK$182,596
−HK$5,596/mo
Today · 4.125%
HK$188,192
baseline
▲ 0.50% · 4.625%
HK$199,643
+HK$11,451/mo
Deposit HK$25.89M · loan HK$38.83M · min. income ≈ HK$376,384/mo (50% DSR)
Upfront cash ≈ HK$28.64M (deposit + AVD stamp duty HK$2,750,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,008
−HK$10,643/mo
▼ 0.25% · 3.875%
HK$202,291
−HK$5,360/mo
Today · 4.125%
HK$207,651
baseline
▲ 0.50% · 4.625%
HK$218,597
+HK$10,946/mo
Deposit HK$25.89M · loan HK$38.83M · min. income ≈ HK$415,302/mo (50% DSR)
Upfront cash ≈ HK$28.64M (deposit + AVD stamp duty HK$2,750,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,602
−HK$12,955/mo
▼ 0.25% · 3.875%
HK$213,028
−HK$6,529/mo
Today · 4.125%
HK$219,557
baseline
▲ 0.50% · 4.625%
HK$232,917
+HK$13,360/mo
Deposit HK$19.42M · loan HK$45.30M · min. income ≈ HK$439,114/mo (50% DSR)
Upfront cash ≈ HK$22.17M (deposit + AVD stamp duty HK$2,750,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,842
−HK$12,418/mo
▼ 0.25% · 3.875%
HK$236,006
−HK$6,254/mo
Today · 4.125%
HK$242,260
baseline
▲ 0.50% · 4.625%
HK$255,030
+HK$12,770/mo
Deposit HK$19.42M · loan HK$45.30M · min. income ≈ HK$484,520/mo (50% DSR)
Upfront cash ≈ HK$22.17M (deposit + AVD stamp duty HK$2,750,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$265,631
−HK$16,657/mo
▼ 0.25% · 3.875%
HK$273,893
−HK$8,395/mo
Today · 4.125%
HK$282,288
baseline
▲ 0.50% · 4.625%
HK$299,465
+HK$17,177/mo
Deposit HK$6.47M · loan HK$58.25M · min. income ≈ HK$564,576/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$2,750,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$295,511
−HK$15,966/mo
▼ 0.25% · 3.875%
HK$303,437
−HK$8,040/mo
Today · 4.125%
HK$311,477
baseline
▲ 0.50% · 4.625%
HK$327,895
+HK$16,418/mo
Deposit HK$6.47M · loan HK$58.25M · min. income ≈ HK$622,954/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$2,750,496 · Scale 2, in force from 26 Feb 2026)