LTV · monthly repayment
▼ 0.50% · 3.625%
HK$147,579
−HK$9,254/mo
▼ 0.25% · 3.875%
HK$152,169
−HK$4,664/mo
Today · 4.125%
HK$156,833
baseline
▲ 0.50% · 4.625%
HK$166,376
+HK$9,543/mo
Deposit HK$32.36M · loan HK$32.36M · min. income ≈ HK$313,666/mo (50% DSR)
Upfront cash ≈ HK$35.11M (deposit + AVD stamp duty HK$2,750,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,180
−HK$8,870/mo
▼ 0.25% · 3.875%
HK$168,583
−HK$4,467/mo
Today · 4.125%
HK$173,050
baseline
▲ 0.50% · 4.625%
HK$182,172
+HK$9,122/mo
Deposit HK$32.36M · loan HK$32.36M · min. income ≈ HK$346,100/mo (50% DSR)
Upfront cash ≈ HK$35.11M (deposit + AVD stamp duty HK$2,750,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,095
−HK$11,105/mo
▼ 0.25% · 3.875%
HK$182,603
−HK$5,597/mo
Today · 4.125%
HK$188,200
baseline
▲ 0.50% · 4.625%
HK$199,652
+HK$11,452/mo
Deposit HK$25.89M · loan HK$38.83M · min. income ≈ HK$376,400/mo (50% DSR)
Upfront cash ≈ HK$28.64M (deposit + AVD stamp duty HK$2,750,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,016
−HK$10,644/mo
▼ 0.25% · 3.875%
HK$202,300
−HK$5,360/mo
Today · 4.125%
HK$207,660
baseline
▲ 0.50% · 4.625%
HK$218,606
+HK$10,946/mo
Deposit HK$25.89M · loan HK$38.83M · min. income ≈ HK$415,320/mo (50% DSR)
Upfront cash ≈ HK$28.64M (deposit + AVD stamp duty HK$2,750,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,610
−HK$12,957/mo
▼ 0.25% · 3.875%
HK$213,037
−HK$6,530/mo
Today · 4.125%
HK$219,567
baseline
▲ 0.50% · 4.625%
HK$232,927
+HK$13,360/mo
Deposit HK$19.42M · loan HK$45.30M · min. income ≈ HK$439,134/mo (50% DSR)
Upfront cash ≈ HK$22.17M (deposit + AVD stamp duty HK$2,750,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,852
−HK$12,418/mo
▼ 0.25% · 3.875%
HK$236,016
−HK$6,254/mo
Today · 4.125%
HK$242,270
baseline
▲ 0.50% · 4.625%
HK$255,041
+HK$12,771/mo
Deposit HK$19.42M · loan HK$45.30M · min. income ≈ HK$484,540/mo (50% DSR)
Upfront cash ≈ HK$22.17M (deposit + AVD stamp duty HK$2,750,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$265,642
−HK$16,658/mo
▼ 0.25% · 3.875%
HK$273,905
−HK$8,395/mo
Today · 4.125%
HK$282,300
baseline
▲ 0.50% · 4.625%
HK$299,477
+HK$17,177/mo
Deposit HK$6.47M · loan HK$58.25M · min. income ≈ HK$564,600/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$2,750,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$295,524
−HK$15,966/mo
▼ 0.25% · 3.875%
HK$303,450
−HK$8,040/mo
Today · 4.125%
HK$311,490
baseline
▲ 0.50% · 4.625%
HK$327,909
+HK$16,419/mo
Deposit HK$6.47M · loan HK$58.25M · min. income ≈ HK$622,980/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$2,750,612 · Scale 2, in force from 26 Feb 2026)