LTV · monthly repayment
▼ 0.50% · 3.625%
HK$147,599
−HK$9,256/mo
▼ 0.25% · 3.875%
HK$152,190
−HK$4,665/mo
Today · 4.125%
HK$156,855
baseline
▲ 0.50% · 4.625%
HK$166,399
+HK$9,544/mo
Deposit HK$32.36M · loan HK$32.36M · min. income ≈ HK$313,710/mo (50% DSR)
Upfront cash ≈ HK$35.12M (deposit + AVD stamp duty HK$2,750,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,203
−HK$8,871/mo
▼ 0.25% · 3.875%
HK$168,606
−HK$4,468/mo
Today · 4.125%
HK$173,074
baseline
▲ 0.50% · 4.625%
HK$182,197
+HK$9,123/mo
Deposit HK$32.36M · loan HK$32.36M · min. income ≈ HK$346,148/mo (50% DSR)
Upfront cash ≈ HK$35.12M (deposit + AVD stamp duty HK$2,750,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,119
−HK$11,107/mo
▼ 0.25% · 3.875%
HK$182,628
−HK$5,598/mo
Today · 4.125%
HK$188,226
baseline
▲ 0.50% · 4.625%
HK$199,679
+HK$11,453/mo
Deposit HK$25.89M · loan HK$38.84M · min. income ≈ HK$376,452/mo (50% DSR)
Upfront cash ≈ HK$28.64M (deposit + AVD stamp duty HK$2,750,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,043
−HK$10,646/mo
▼ 0.25% · 3.875%
HK$202,328
−HK$5,361/mo
Today · 4.125%
HK$207,689
baseline
▲ 0.50% · 4.625%
HK$218,636
+HK$10,947/mo
Deposit HK$25.89M · loan HK$38.84M · min. income ≈ HK$415,378/mo (50% DSR)
Upfront cash ≈ HK$28.64M (deposit + AVD stamp duty HK$2,750,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,639
−HK$12,958/mo
▼ 0.25% · 3.875%
HK$213,067
−HK$6,530/mo
Today · 4.125%
HK$219,597
baseline
▲ 0.50% · 4.625%
HK$232,959
+HK$13,362/mo
Deposit HK$19.42M · loan HK$45.31M · min. income ≈ HK$439,194/mo (50% DSR)
Upfront cash ≈ HK$22.17M (deposit + AVD stamp duty HK$2,750,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,884
−HK$12,420/mo
▼ 0.25% · 3.875%
HK$236,049
−HK$6,255/mo
Today · 4.125%
HK$242,304
baseline
▲ 0.50% · 4.625%
HK$255,076
+HK$12,772/mo
Deposit HK$19.42M · loan HK$45.31M · min. income ≈ HK$484,608/mo (50% DSR)
Upfront cash ≈ HK$22.17M (deposit + AVD stamp duty HK$2,750,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$265,679
−HK$16,660/mo
▼ 0.25% · 3.875%
HK$273,943
−HK$8,396/mo
Today · 4.125%
HK$282,339
baseline
▲ 0.50% · 4.625%
HK$299,519
+HK$17,180/mo
Deposit HK$6.47M · loan HK$58.26M · min. income ≈ HK$564,678/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$2,750,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$295,565
−HK$15,968/mo
▼ 0.25% · 3.875%
HK$303,492
−HK$8,041/mo
Today · 4.125%
HK$311,533
baseline
▲ 0.50% · 4.625%
HK$327,954
+HK$16,421/mo
Deposit HK$6.47M · loan HK$58.26M · min. income ≈ HK$623,066/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$2,750,992 · Scale 2, in force from 26 Feb 2026)