LTV · monthly repayment
▼ 0.50% · 3.625%
HK$147,619
−HK$9,257/mo
▼ 0.25% · 3.875%
HK$152,210
−HK$4,666/mo
Today · 4.125%
HK$156,876
baseline
▲ 0.50% · 4.625%
HK$166,421
+HK$9,545/mo
Deposit HK$32.37M · loan HK$32.37M · min. income ≈ HK$313,752/mo (50% DSR)
Upfront cash ≈ HK$35.12M (deposit + AVD stamp duty HK$2,751,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,224
−HK$8,873/mo
▼ 0.25% · 3.875%
HK$168,629
−HK$4,468/mo
Today · 4.125%
HK$173,097
baseline
▲ 0.50% · 4.625%
HK$182,221
+HK$9,124/mo
Deposit HK$32.37M · loan HK$32.37M · min. income ≈ HK$346,194/mo (50% DSR)
Upfront cash ≈ HK$35.12M (deposit + AVD stamp duty HK$2,751,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,142
−HK$11,109/mo
▼ 0.25% · 3.875%
HK$182,653
−HK$5,598/mo
Today · 4.125%
HK$188,251
baseline
▲ 0.50% · 4.625%
HK$199,705
+HK$11,454/mo
Deposit HK$25.90M · loan HK$38.84M · min. income ≈ HK$376,502/mo (50% DSR)
Upfront cash ≈ HK$28.65M (deposit + AVD stamp duty HK$2,751,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,069
−HK$10,647/mo
▼ 0.25% · 3.875%
HK$202,354
−HK$5,362/mo
Today · 4.125%
HK$207,716
baseline
▲ 0.50% · 4.625%
HK$218,665
+HK$10,949/mo
Deposit HK$25.90M · loan HK$38.84M · min. income ≈ HK$415,432/mo (50% DSR)
Upfront cash ≈ HK$28.65M (deposit + AVD stamp duty HK$2,751,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,666
−HK$12,960/mo
▼ 0.25% · 3.875%
HK$213,095
−HK$6,531/mo
Today · 4.125%
HK$219,626
baseline
▲ 0.50% · 4.625%
HK$232,990
+HK$13,364/mo
Deposit HK$19.42M · loan HK$45.32M · min. income ≈ HK$439,252/mo (50% DSR)
Upfront cash ≈ HK$22.17M (deposit + AVD stamp duty HK$2,751,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,914
−HK$12,422/mo
▼ 0.25% · 3.875%
HK$236,080
−HK$6,256/mo
Today · 4.125%
HK$242,336
baseline
▲ 0.50% · 4.625%
HK$255,109
+HK$12,773/mo
Deposit HK$19.42M · loan HK$45.32M · min. income ≈ HK$484,672/mo (50% DSR)
Upfront cash ≈ HK$22.17M (deposit + AVD stamp duty HK$2,751,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$265,714
−HK$16,662/mo
▼ 0.25% · 3.875%
HK$273,979
−HK$8,397/mo
Today · 4.125%
HK$282,376
baseline
▲ 0.50% · 4.625%
HK$299,558
+HK$17,182/mo
Deposit HK$6.47M · loan HK$58.26M · min. income ≈ HK$564,752/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$2,751,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$295,604
−HK$15,970/mo
▼ 0.25% · 3.875%
HK$303,532
−HK$8,042/mo
Today · 4.125%
HK$311,574
baseline
▲ 0.50% · 4.625%
HK$327,998
+HK$16,424/mo
Deposit HK$6.47M · loan HK$58.26M · min. income ≈ HK$623,148/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$2,751,356 · Scale 2, in force from 26 Feb 2026)