LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,764
−HK$926/mo
▼ 0.25% · 3.875%
HK$15,223
−HK$467/mo
Today · 4.125%
HK$15,690
baseline
▲ 0.50% · 4.625%
HK$16,644
+HK$954/mo
Deposit HK$3.24M · loan HK$3.24M · min. income ≈ HK$31,380/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$182,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,425
−HK$887/mo
▼ 0.25% · 3.875%
HK$16,865
−HK$447/mo
Today · 4.125%
HK$17,312
baseline
▲ 0.50% · 4.625%
HK$18,225
+HK$913/mo
Deposit HK$3.24M · loan HK$3.24M · min. income ≈ HK$34,624/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$182,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,717
−HK$1,111/mo
▼ 0.25% · 3.875%
HK$18,268
−HK$560/mo
Today · 4.125%
HK$18,828
baseline
▲ 0.50% · 4.625%
HK$19,973
+HK$1,145/mo
Deposit HK$2.59M · loan HK$3.88M · min. income ≈ HK$37,656/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$182,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,710
−HK$1,064/mo
▼ 0.25% · 3.875%
HK$20,238
−HK$536/mo
Today · 4.125%
HK$20,774
baseline
▲ 0.50% · 4.625%
HK$21,870
+HK$1,096/mo
Deposit HK$2.59M · loan HK$3.88M · min. income ≈ HK$41,548/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$182,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,669
−HK$1,297/mo
▼ 0.25% · 3.875%
HK$21,312
−HK$654/mo
Today · 4.125%
HK$21,966
baseline
▲ 0.50% · 4.625%
HK$23,302
+HK$1,336/mo
Deposit HK$1.94M · loan HK$4.53M · min. income ≈ HK$43,932/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$182,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,995
−HK$1,242/mo
▼ 0.25% · 3.875%
HK$23,611
−HK$626/mo
Today · 4.125%
HK$24,237
baseline
▲ 0.50% · 4.625%
HK$25,514
+HK$1,277/mo
Deposit HK$1.94M · loan HK$4.53M · min. income ≈ HK$48,474/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$182,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,575
−HK$1,666/mo
▼ 0.25% · 3.875%
HK$27,402
−HK$839/mo
Today · 4.125%
HK$28,241
baseline
▲ 0.50% · 4.625%
HK$29,960
+HK$1,719/mo
Deposit HK$647K · loan HK$5.83M · min. income ≈ HK$56,482/mo (50% DSR)
Upfront cash ≈ HK$830K (deposit + AVD stamp duty HK$182,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,564
−HK$1,598/mo
▼ 0.25% · 3.875%
HK$30,357
−HK$805/mo
Today · 4.125%
HK$31,162
baseline
▲ 0.50% · 4.625%
HK$32,804
+HK$1,642/mo
Deposit HK$647K · loan HK$5.83M · min. income ≈ HK$62,324/mo (50% DSR)
Upfront cash ≈ HK$830K (deposit + AVD stamp duty HK$182,466 · Scale 2, in force from 26 Feb 2026)