LTV · monthly repayment
▼ 0.50% · 3.625%
HK$147,643
−HK$9,258/mo
▼ 0.25% · 3.875%
HK$152,235
−HK$4,666/mo
Today · 4.125%
HK$156,901
baseline
▲ 0.50% · 4.625%
HK$166,448
+HK$9,547/mo
Deposit HK$32.37M · loan HK$32.37M · min. income ≈ HK$313,802/mo (50% DSR)
Upfront cash ≈ HK$35.13M (deposit + AVD stamp duty HK$2,751,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,251
−HK$8,874/mo
▼ 0.25% · 3.875%
HK$168,656
−HK$4,469/mo
Today · 4.125%
HK$173,125
baseline
▲ 0.50% · 4.625%
HK$182,251
+HK$9,126/mo
Deposit HK$32.37M · loan HK$32.37M · min. income ≈ HK$346,250/mo (50% DSR)
Upfront cash ≈ HK$35.13M (deposit + AVD stamp duty HK$2,751,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,171
−HK$11,110/mo
▼ 0.25% · 3.875%
HK$182,682
−HK$5,599/mo
Today · 4.125%
HK$188,281
baseline
▲ 0.50% · 4.625%
HK$199,738
+HK$11,457/mo
Deposit HK$25.90M · loan HK$38.85M · min. income ≈ HK$376,562/mo (50% DSR)
Upfront cash ≈ HK$28.65M (deposit + AVD stamp duty HK$2,751,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,101
−HK$10,649/mo
▼ 0.25% · 3.875%
HK$202,387
−HK$5,363/mo
Today · 4.125%
HK$207,750
baseline
▲ 0.50% · 4.625%
HK$218,701
+HK$10,951/mo
Deposit HK$25.90M · loan HK$38.85M · min. income ≈ HK$415,500/mo (50% DSR)
Upfront cash ≈ HK$28.65M (deposit + AVD stamp duty HK$2,751,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,700
−HK$12,962/mo
▼ 0.25% · 3.875%
HK$213,129
−HK$6,533/mo
Today · 4.125%
HK$219,662
baseline
▲ 0.50% · 4.625%
HK$233,028
+HK$13,366/mo
Deposit HK$19.42M · loan HK$45.32M · min. income ≈ HK$439,324/mo (50% DSR)
Upfront cash ≈ HK$22.18M (deposit + AVD stamp duty HK$2,751,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,951
−HK$12,424/mo
▼ 0.25% · 3.875%
HK$236,119
−HK$6,256/mo
Today · 4.125%
HK$242,375
baseline
▲ 0.50% · 4.625%
HK$255,151
+HK$12,776/mo
Deposit HK$19.42M · loan HK$45.32M · min. income ≈ HK$484,750/mo (50% DSR)
Upfront cash ≈ HK$22.18M (deposit + AVD stamp duty HK$2,751,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$265,757
−HK$16,665/mo
▼ 0.25% · 3.875%
HK$274,023
−HK$8,399/mo
Today · 4.125%
HK$282,422
baseline
▲ 0.50% · 4.625%
HK$299,607
+HK$17,185/mo
Deposit HK$6.47M · loan HK$58.27M · min. income ≈ HK$564,844/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$2,751,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$295,652
−HK$15,973/mo
▼ 0.25% · 3.875%
HK$303,581
−HK$8,044/mo
Today · 4.125%
HK$311,625
baseline
▲ 0.50% · 4.625%
HK$328,051
+HK$16,426/mo
Deposit HK$6.47M · loan HK$58.27M · min. income ≈ HK$623,250/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$2,751,802 · Scale 2, in force from 26 Feb 2026)