LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,765
−HK$926/mo
▼ 0.25% · 3.875%
HK$15,225
−HK$466/mo
Today · 4.125%
HK$15,691
baseline
▲ 0.50% · 4.625%
HK$16,646
+HK$955/mo
Deposit HK$3.24M · loan HK$3.24M · min. income ≈ HK$31,382/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$182,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,426
−HK$888/mo
▼ 0.25% · 3.875%
HK$16,867
−HK$447/mo
Today · 4.125%
HK$17,314
baseline
▲ 0.50% · 4.625%
HK$18,226
+HK$912/mo
Deposit HK$3.24M · loan HK$3.24M · min. income ≈ HK$34,628/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$182,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,718
−HK$1,111/mo
▼ 0.25% · 3.875%
HK$18,269
−HK$560/mo
Today · 4.125%
HK$18,829
baseline
▲ 0.50% · 4.625%
HK$19,975
+HK$1,146/mo
Deposit HK$2.59M · loan HK$3.89M · min. income ≈ HK$37,658/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$182,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,711
−HK$1,065/mo
▼ 0.25% · 3.875%
HK$20,240
−HK$536/mo
Today · 4.125%
HK$20,776
baseline
▲ 0.50% · 4.625%
HK$21,872
+HK$1,096/mo
Deposit HK$2.59M · loan HK$3.89M · min. income ≈ HK$41,552/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$182,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,671
−HK$1,297/mo
▼ 0.25% · 3.875%
HK$21,314
−HK$654/mo
Today · 4.125%
HK$21,968
baseline
▲ 0.50% · 4.625%
HK$23,304
+HK$1,336/mo
Deposit HK$1.94M · loan HK$4.53M · min. income ≈ HK$43,936/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$182,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,997
−HK$1,242/mo
▼ 0.25% · 3.875%
HK$23,613
−HK$626/mo
Today · 4.125%
HK$24,239
baseline
▲ 0.50% · 4.625%
HK$25,517
+HK$1,278/mo
Deposit HK$1.94M · loan HK$4.53M · min. income ≈ HK$48,478/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$182,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,578
−HK$1,666/mo
▼ 0.25% · 3.875%
HK$27,404
−HK$840/mo
Today · 4.125%
HK$28,244
baseline
▲ 0.50% · 4.625%
HK$29,963
+HK$1,719/mo
Deposit HK$648K · loan HK$5.83M · min. income ≈ HK$56,488/mo (50% DSR)
Upfront cash ≈ HK$830K (deposit + AVD stamp duty HK$182,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,567
−HK$1,598/mo
▼ 0.25% · 3.875%
HK$30,360
−HK$805/mo
Today · 4.125%
HK$31,165
baseline
▲ 0.50% · 4.625%
HK$32,807
+HK$1,642/mo
Deposit HK$648K · loan HK$5.83M · min. income ≈ HK$62,330/mo (50% DSR)
Upfront cash ≈ HK$830K (deposit + AVD stamp duty HK$182,528 · Scale 2, in force from 26 Feb 2026)