LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,766
−HK$926/mo
▼ 0.25% · 3.875%
HK$15,225
−HK$467/mo
Today · 4.125%
HK$15,692
baseline
▲ 0.50% · 4.625%
HK$16,646
+HK$954/mo
Deposit HK$3.24M · loan HK$3.24M · min. income ≈ HK$31,384/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$182,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,427
−HK$887/mo
▼ 0.25% · 3.875%
HK$16,867
−HK$447/mo
Today · 4.125%
HK$17,314
baseline
▲ 0.50% · 4.625%
HK$18,227
+HK$913/mo
Deposit HK$3.24M · loan HK$3.24M · min. income ≈ HK$34,628/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$182,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,719
−HK$1,111/mo
▼ 0.25% · 3.875%
HK$18,270
−HK$560/mo
Today · 4.125%
HK$18,830
baseline
▲ 0.50% · 4.625%
HK$19,976
+HK$1,146/mo
Deposit HK$2.59M · loan HK$3.89M · min. income ≈ HK$37,660/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$182,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,712
−HK$1,065/mo
▼ 0.25% · 3.875%
HK$20,241
−HK$536/mo
Today · 4.125%
HK$20,777
baseline
▲ 0.50% · 4.625%
HK$21,872
+HK$1,095/mo
Deposit HK$2.59M · loan HK$3.89M · min. income ≈ HK$41,554/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$182,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,672
−HK$1,296/mo
▼ 0.25% · 3.875%
HK$21,315
−HK$653/mo
Today · 4.125%
HK$21,968
baseline
▲ 0.50% · 4.625%
HK$23,305
+HK$1,337/mo
Deposit HK$1.94M · loan HK$4.53M · min. income ≈ HK$43,936/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$182,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,997
−HK$1,243/mo
▼ 0.25% · 3.875%
HK$23,614
−HK$626/mo
Today · 4.125%
HK$24,240
baseline
▲ 0.50% · 4.625%
HK$25,517
+HK$1,277/mo
Deposit HK$1.94M · loan HK$4.53M · min. income ≈ HK$48,480/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$182,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,578
−HK$1,667/mo
▼ 0.25% · 3.875%
HK$27,405
−HK$840/mo
Today · 4.125%
HK$28,245
baseline
▲ 0.50% · 4.625%
HK$29,963
+HK$1,718/mo
Deposit HK$648K · loan HK$5.83M · min. income ≈ HK$56,490/mo (50% DSR)
Upfront cash ≈ HK$830K (deposit + AVD stamp duty HK$182,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,568
−HK$1,597/mo
▼ 0.25% · 3.875%
HK$30,361
−HK$804/mo
Today · 4.125%
HK$31,165
baseline
▲ 0.50% · 4.625%
HK$32,808
+HK$1,643/mo
Deposit HK$648K · loan HK$5.83M · min. income ≈ HK$62,330/mo (50% DSR)
Upfront cash ≈ HK$830K (deposit + AVD stamp duty HK$182,543 · Scale 2, in force from 26 Feb 2026)