LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,766
−HK$926/mo
▼ 0.25% · 3.875%
HK$15,226
−HK$466/mo
Today · 4.125%
HK$15,692
baseline
▲ 0.50% · 4.625%
HK$16,647
+HK$955/mo
Deposit HK$3.24M · loan HK$3.24M · min. income ≈ HK$31,384/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$182,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,428
−HK$887/mo
▼ 0.25% · 3.875%
HK$16,868
−HK$447/mo
Today · 4.125%
HK$17,315
baseline
▲ 0.50% · 4.625%
HK$18,228
+HK$913/mo
Deposit HK$3.24M · loan HK$3.24M · min. income ≈ HK$34,630/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$182,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,720
−HK$1,111/mo
▼ 0.25% · 3.875%
HK$18,271
−HK$560/mo
Today · 4.125%
HK$18,831
baseline
▲ 0.50% · 4.625%
HK$19,977
+HK$1,146/mo
Deposit HK$2.59M · loan HK$3.89M · min. income ≈ HK$37,662/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$182,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,713
−HK$1,065/mo
▼ 0.25% · 3.875%
HK$20,242
−HK$536/mo
Today · 4.125%
HK$20,778
baseline
▲ 0.50% · 4.625%
HK$21,873
+HK$1,095/mo
Deposit HK$2.59M · loan HK$3.89M · min. income ≈ HK$41,556/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$182,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,673
−HK$1,296/mo
▼ 0.25% · 3.875%
HK$21,316
−HK$653/mo
Today · 4.125%
HK$21,969
baseline
▲ 0.50% · 4.625%
HK$23,306
+HK$1,337/mo
Deposit HK$1.94M · loan HK$4.53M · min. income ≈ HK$43,938/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$182,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,999
−HK$1,242/mo
▼ 0.25% · 3.875%
HK$23,615
−HK$626/mo
Today · 4.125%
HK$24,241
baseline
▲ 0.50% · 4.625%
HK$25,519
+HK$1,278/mo
Deposit HK$1.94M · loan HK$4.53M · min. income ≈ HK$48,482/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$182,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,580
−HK$1,666/mo
▼ 0.25% · 3.875%
HK$27,406
−HK$840/mo
Today · 4.125%
HK$28,246
baseline
▲ 0.50% · 4.625%
HK$29,965
+HK$1,719/mo
Deposit HK$648K · loan HK$5.83M · min. income ≈ HK$56,492/mo (50% DSR)
Upfront cash ≈ HK$830K (deposit + AVD stamp duty HK$182,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,570
−HK$1,597/mo
▼ 0.25% · 3.875%
HK$30,363
−HK$804/mo
Today · 4.125%
HK$31,167
baseline
▲ 0.50% · 4.625%
HK$32,810
+HK$1,643/mo
Deposit HK$648K · loan HK$5.83M · min. income ≈ HK$62,334/mo (50% DSR)
Upfront cash ≈ HK$830K (deposit + AVD stamp duty HK$182,580 · Scale 2, in force from 26 Feb 2026)