LTV · monthly repayment
▼ 0.50% · 3.625%
HK$147,696
−HK$9,262/mo
▼ 0.25% · 3.875%
HK$152,290
−HK$4,668/mo
Today · 4.125%
HK$156,958
baseline
▲ 0.50% · 4.625%
HK$166,509
+HK$9,551/mo
Deposit HK$32.39M · loan HK$32.39M · min. income ≈ HK$313,916/mo (50% DSR)
Upfront cash ≈ HK$35.14M (deposit + AVD stamp duty HK$2,752,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,310
−HK$8,878/mo
▼ 0.25% · 3.875%
HK$168,717
−HK$4,471/mo
Today · 4.125%
HK$173,188
baseline
▲ 0.50% · 4.625%
HK$182,317
+HK$9,129/mo
Deposit HK$32.39M · loan HK$32.39M · min. income ≈ HK$346,376/mo (50% DSR)
Upfront cash ≈ HK$35.14M (deposit + AVD stamp duty HK$2,752,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,235
−HK$11,115/mo
▼ 0.25% · 3.875%
HK$182,748
−HK$5,602/mo
Today · 4.125%
HK$188,350
baseline
▲ 0.50% · 4.625%
HK$199,810
+HK$11,460/mo
Deposit HK$25.91M · loan HK$38.86M · min. income ≈ HK$376,700/mo (50% DSR)
Upfront cash ≈ HK$28.66M (deposit + AVD stamp duty HK$2,752,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,173
−HK$10,652/mo
▼ 0.25% · 3.875%
HK$202,461
−HK$5,364/mo
Today · 4.125%
HK$207,825
baseline
▲ 0.50% · 4.625%
HK$218,780
+HK$10,955/mo
Deposit HK$25.91M · loan HK$38.86M · min. income ≈ HK$415,650/mo (50% DSR)
Upfront cash ≈ HK$28.66M (deposit + AVD stamp duty HK$2,752,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,775
−HK$12,966/mo
▼ 0.25% · 3.875%
HK$213,206
−HK$6,535/mo
Today · 4.125%
HK$219,741
baseline
▲ 0.50% · 4.625%
HK$233,112
+HK$13,371/mo
Deposit HK$19.43M · loan HK$45.34M · min. income ≈ HK$439,482/mo (50% DSR)
Upfront cash ≈ HK$22.18M (deposit + AVD stamp duty HK$2,752,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,035
−HK$12,428/mo
▼ 0.25% · 3.875%
HK$236,204
−HK$6,259/mo
Today · 4.125%
HK$242,463
baseline
▲ 0.50% · 4.625%
HK$255,243
+HK$12,780/mo
Deposit HK$19.43M · loan HK$45.34M · min. income ≈ HK$484,926/mo (50% DSR)
Upfront cash ≈ HK$22.18M (deposit + AVD stamp duty HK$2,752,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$265,853
−HK$16,671/mo
▼ 0.25% · 3.875%
HK$274,123
−HK$8,401/mo
Today · 4.125%
HK$282,524
baseline
▲ 0.50% · 4.625%
HK$299,715
+HK$17,191/mo
Deposit HK$6.48M · loan HK$58.29M · min. income ≈ HK$565,048/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$2,752,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$295,759
−HK$15,979/mo
▼ 0.25% · 3.875%
HK$303,691
−HK$8,047/mo
Today · 4.125%
HK$311,738
baseline
▲ 0.50% · 4.625%
HK$328,170
+HK$16,432/mo
Deposit HK$6.48M · loan HK$58.29M · min. income ≈ HK$623,476/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$2,752,799 · Scale 2, in force from 26 Feb 2026)