LTV · monthly repayment
▼ 0.50% · 3.625%
HK$147,713
−HK$9,262/mo
▼ 0.25% · 3.875%
HK$152,307
−HK$4,668/mo
Today · 4.125%
HK$156,975
baseline
▲ 0.50% · 4.625%
HK$166,527
+HK$9,552/mo
Deposit HK$32.39M · loan HK$32.39M · min. income ≈ HK$313,950/mo (50% DSR)
Upfront cash ≈ HK$35.14M (deposit + AVD stamp duty HK$2,753,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,329
−HK$8,878/mo
▼ 0.25% · 3.875%
HK$168,736
−HK$4,471/mo
Today · 4.125%
HK$173,207
baseline
▲ 0.50% · 4.625%
HK$182,337
+HK$9,130/mo
Deposit HK$32.39M · loan HK$32.39M · min. income ≈ HK$346,414/mo (50% DSR)
Upfront cash ≈ HK$35.14M (deposit + AVD stamp duty HK$2,753,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,255
−HK$11,115/mo
▼ 0.25% · 3.875%
HK$182,769
−HK$5,601/mo
Today · 4.125%
HK$188,370
baseline
▲ 0.50% · 4.625%
HK$199,832
+HK$11,462/mo
Deposit HK$25.91M · loan HK$38.87M · min. income ≈ HK$376,740/mo (50% DSR)
Upfront cash ≈ HK$28.66M (deposit + AVD stamp duty HK$2,753,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,194
−HK$10,654/mo
▼ 0.25% · 3.875%
HK$202,483
−HK$5,365/mo
Today · 4.125%
HK$207,848
baseline
▲ 0.50% · 4.625%
HK$218,804
+HK$10,956/mo
Deposit HK$25.91M · loan HK$38.87M · min. income ≈ HK$415,696/mo (50% DSR)
Upfront cash ≈ HK$28.66M (deposit + AVD stamp duty HK$2,753,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,798
−HK$12,968/mo
▼ 0.25% · 3.875%
HK$213,230
−HK$6,536/mo
Today · 4.125%
HK$219,766
baseline
▲ 0.50% · 4.625%
HK$233,138
+HK$13,372/mo
Deposit HK$19.43M · loan HK$45.35M · min. income ≈ HK$439,532/mo (50% DSR)
Upfront cash ≈ HK$22.19M (deposit + AVD stamp duty HK$2,753,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,060
−HK$12,430/mo
▼ 0.25% · 3.875%
HK$236,230
−HK$6,260/mo
Today · 4.125%
HK$242,490
baseline
▲ 0.50% · 4.625%
HK$255,272
+HK$12,782/mo
Deposit HK$19.43M · loan HK$45.35M · min. income ≈ HK$484,980/mo (50% DSR)
Upfront cash ≈ HK$22.19M (deposit + AVD stamp duty HK$2,753,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$265,883
−HK$16,673/mo
▼ 0.25% · 3.875%
HK$274,153
−HK$8,403/mo
Today · 4.125%
HK$282,556
baseline
▲ 0.50% · 4.625%
HK$299,749
+HK$17,193/mo
Deposit HK$6.48M · loan HK$58.30M · min. income ≈ HK$565,112/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$2,753,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$295,792
−HK$15,980/mo
▼ 0.25% · 3.875%
HK$303,725
−HK$8,047/mo
Today · 4.125%
HK$311,772
baseline
▲ 0.50% · 4.625%
HK$328,206
+HK$16,434/mo
Deposit HK$6.48M · loan HK$58.30M · min. income ≈ HK$623,544/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$2,753,104 · Scale 2, in force from 26 Feb 2026)