LTV · monthly repayment
▼ 0.50% · 3.625%
HK$147,732
−HK$9,264/mo
▼ 0.25% · 3.875%
HK$152,327
−HK$4,669/mo
Today · 4.125%
HK$156,996
baseline
▲ 0.50% · 4.625%
HK$166,549
+HK$9,553/mo
Deposit HK$32.39M · loan HK$32.39M · min. income ≈ HK$313,992/mo (50% DSR)
Upfront cash ≈ HK$35.15M (deposit + AVD stamp duty HK$2,753,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,350
−HK$8,880/mo
▼ 0.25% · 3.875%
HK$168,758
−HK$4,472/mo
Today · 4.125%
HK$173,230
baseline
▲ 0.50% · 4.625%
HK$182,361
+HK$9,131/mo
Deposit HK$32.39M · loan HK$32.39M · min. income ≈ HK$346,460/mo (50% DSR)
Upfront cash ≈ HK$35.15M (deposit + AVD stamp duty HK$2,753,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,278
−HK$11,117/mo
▼ 0.25% · 3.875%
HK$182,793
−HK$5,602/mo
Today · 4.125%
HK$188,395
baseline
▲ 0.50% · 4.625%
HK$199,859
+HK$11,464/mo
Deposit HK$25.91M · loan HK$38.87M · min. income ≈ HK$376,790/mo (50% DSR)
Upfront cash ≈ HK$28.67M (deposit + AVD stamp duty HK$2,753,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,220
−HK$10,655/mo
▼ 0.25% · 3.875%
HK$202,510
−HK$5,365/mo
Today · 4.125%
HK$207,875
baseline
▲ 0.50% · 4.625%
HK$218,833
+HK$10,958/mo
Deposit HK$25.91M · loan HK$38.87M · min. income ≈ HK$415,750/mo (50% DSR)
Upfront cash ≈ HK$28.67M (deposit + AVD stamp duty HK$2,753,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,825
−HK$12,969/mo
▼ 0.25% · 3.875%
HK$213,258
−HK$6,536/mo
Today · 4.125%
HK$219,794
baseline
▲ 0.50% · 4.625%
HK$233,168
+HK$13,374/mo
Deposit HK$19.44M · loan HK$45.35M · min. income ≈ HK$439,588/mo (50% DSR)
Upfront cash ≈ HK$22.19M (deposit + AVD stamp duty HK$2,753,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,090
−HK$12,431/mo
▼ 0.25% · 3.875%
HK$236,261
−HK$6,260/mo
Today · 4.125%
HK$242,521
baseline
▲ 0.50% · 4.625%
HK$255,305
+HK$12,784/mo
Deposit HK$19.44M · loan HK$45.35M · min. income ≈ HK$485,042/mo (50% DSR)
Upfront cash ≈ HK$22.19M (deposit + AVD stamp duty HK$2,753,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$265,917
−HK$16,676/mo
▼ 0.25% · 3.875%
HK$274,189
−HK$8,404/mo
Today · 4.125%
HK$282,593
baseline
▲ 0.50% · 4.625%
HK$299,788
+HK$17,195/mo
Deposit HK$6.48M · loan HK$58.31M · min. income ≈ HK$565,186/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$2,753,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$295,830
−HK$15,983/mo
▼ 0.25% · 3.875%
HK$303,764
−HK$8,049/mo
Today · 4.125%
HK$311,813
baseline
▲ 0.50% · 4.625%
HK$328,249
+HK$16,436/mo
Deposit HK$6.48M · loan HK$58.31M · min. income ≈ HK$623,626/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$2,753,464 · Scale 2, in force from 26 Feb 2026)