LTV · monthly repayment
▼ 0.50% · 3.625%
HK$147,754
−HK$9,265/mo
▼ 0.25% · 3.875%
HK$152,350
−HK$4,669/mo
Today · 4.125%
HK$157,019
baseline
▲ 0.50% · 4.625%
HK$166,574
+HK$9,555/mo
Deposit HK$32.40M · loan HK$32.40M · min. income ≈ HK$314,038/mo (50% DSR)
Upfront cash ≈ HK$35.15M (deposit + AVD stamp duty HK$2,753,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,375
−HK$8,880/mo
▼ 0.25% · 3.875%
HK$168,783
−HK$4,472/mo
Today · 4.125%
HK$173,255
baseline
▲ 0.50% · 4.625%
HK$182,388
+HK$9,133/mo
Deposit HK$32.40M · loan HK$32.40M · min. income ≈ HK$346,510/mo (50% DSR)
Upfront cash ≈ HK$35.15M (deposit + AVD stamp duty HK$2,753,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,305
−HK$11,118/mo
▼ 0.25% · 3.875%
HK$182,820
−HK$5,603/mo
Today · 4.125%
HK$188,423
baseline
▲ 0.50% · 4.625%
HK$199,888
+HK$11,465/mo
Deposit HK$25.92M · loan HK$38.88M · min. income ≈ HK$376,846/mo (50% DSR)
Upfront cash ≈ HK$28.67M (deposit + AVD stamp duty HK$2,753,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,250
−HK$10,656/mo
▼ 0.25% · 3.875%
HK$202,540
−HK$5,366/mo
Today · 4.125%
HK$207,906
baseline
▲ 0.50% · 4.625%
HK$218,865
+HK$10,959/mo
Deposit HK$25.92M · loan HK$38.88M · min. income ≈ HK$415,812/mo (50% DSR)
Upfront cash ≈ HK$28.67M (deposit + AVD stamp duty HK$2,753,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,855
−HK$12,972/mo
▼ 0.25% · 3.875%
HK$213,290
−HK$6,537/mo
Today · 4.125%
HK$219,827
baseline
▲ 0.50% · 4.625%
HK$233,203
+HK$13,376/mo
Deposit HK$19.44M · loan HK$45.36M · min. income ≈ HK$439,654/mo (50% DSR)
Upfront cash ≈ HK$22.19M (deposit + AVD stamp duty HK$2,753,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,125
−HK$12,432/mo
▼ 0.25% · 3.875%
HK$236,296
−HK$6,261/mo
Today · 4.125%
HK$242,557
baseline
▲ 0.50% · 4.625%
HK$255,343
+HK$12,786/mo
Deposit HK$19.44M · loan HK$45.36M · min. income ≈ HK$485,114/mo (50% DSR)
Upfront cash ≈ HK$22.19M (deposit + AVD stamp duty HK$2,753,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$265,957
−HK$16,678/mo
▼ 0.25% · 3.875%
HK$274,230
−HK$8,405/mo
Today · 4.125%
HK$282,635
baseline
▲ 0.50% · 4.625%
HK$299,832
+HK$17,197/mo
Deposit HK$6.48M · loan HK$58.32M · min. income ≈ HK$565,270/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$2,753,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$295,874
−HK$15,986/mo
▼ 0.25% · 3.875%
HK$303,810
−HK$8,050/mo
Today · 4.125%
HK$311,860
baseline
▲ 0.50% · 4.625%
HK$328,298
+HK$16,438/mo
Deposit HK$6.48M · loan HK$58.32M · min. income ≈ HK$623,720/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$2,753,874 · Scale 2, in force from 26 Feb 2026)