LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,778
−HK$927/mo
▼ 0.25% · 3.875%
HK$15,238
−HK$467/mo
Today · 4.125%
HK$15,705
baseline
▲ 0.50% · 4.625%
HK$16,661
+HK$956/mo
Deposit HK$3.24M · loan HK$3.24M · min. income ≈ HK$31,410/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$183,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,441
−HK$888/mo
▼ 0.25% · 3.875%
HK$16,882
−HK$447/mo
Today · 4.125%
HK$17,329
baseline
▲ 0.50% · 4.625%
HK$18,242
+HK$913/mo
Deposit HK$3.24M · loan HK$3.24M · min. income ≈ HK$34,658/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$183,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,734
−HK$1,112/mo
▼ 0.25% · 3.875%
HK$18,285
−HK$561/mo
Today · 4.125%
HK$18,846
baseline
▲ 0.50% · 4.625%
HK$19,993
+HK$1,147/mo
Deposit HK$2.59M · loan HK$3.89M · min. income ≈ HK$37,692/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$183,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,729
−HK$1,066/mo
▼ 0.25% · 3.875%
HK$20,258
−HK$537/mo
Today · 4.125%
HK$20,795
baseline
▲ 0.50% · 4.625%
HK$21,891
+HK$1,096/mo
Deposit HK$2.59M · loan HK$3.89M · min. income ≈ HK$41,590/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$183,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,689
−HK$1,298/mo
▼ 0.25% · 3.875%
HK$21,333
−HK$654/mo
Today · 4.125%
HK$21,987
baseline
▲ 0.50% · 4.625%
HK$23,325
+HK$1,338/mo
Deposit HK$1.94M · loan HK$4.54M · min. income ≈ HK$43,974/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$183,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,017
−HK$1,243/mo
▼ 0.25% · 3.875%
HK$23,634
−HK$626/mo
Today · 4.125%
HK$24,260
baseline
▲ 0.50% · 4.625%
HK$25,539
+HK$1,279/mo
Deposit HK$1.94M · loan HK$4.54M · min. income ≈ HK$48,520/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$183,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,601
−HK$1,668/mo
▼ 0.25% · 3.875%
HK$27,428
−HK$841/mo
Today · 4.125%
HK$28,269
baseline
▲ 0.50% · 4.625%
HK$29,989
+HK$1,720/mo
Deposit HK$648K · loan HK$5.83M · min. income ≈ HK$56,538/mo (50% DSR)
Upfront cash ≈ HK$831K (deposit + AVD stamp duty HK$183,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,593
−HK$1,599/mo
▼ 0.25% · 3.875%
HK$30,387
−HK$805/mo
Today · 4.125%
HK$31,192
baseline
▲ 0.50% · 4.625%
HK$32,836
+HK$1,644/mo
Deposit HK$648K · loan HK$5.83M · min. income ≈ HK$62,384/mo (50% DSR)
Upfront cash ≈ HK$831K (deposit + AVD stamp duty HK$183,095 · Scale 2, in force from 26 Feb 2026)