LTV · monthly repayment
▼ 0.50% · 3.625%
HK$147,784
−HK$9,268/mo
▼ 0.25% · 3.875%
HK$152,381
−HK$4,671/mo
Today · 4.125%
HK$157,052
baseline
▲ 0.50% · 4.625%
HK$166,608
+HK$9,556/mo
Deposit HK$32.41M · loan HK$32.41M · min. income ≈ HK$314,104/mo (50% DSR)
Upfront cash ≈ HK$35.16M (deposit + AVD stamp duty HK$2,754,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,409
−HK$8,882/mo
▼ 0.25% · 3.875%
HK$168,818
−HK$4,473/mo
Today · 4.125%
HK$173,291
baseline
▲ 0.50% · 4.625%
HK$182,426
+HK$9,135/mo
Deposit HK$32.41M · loan HK$32.41M · min. income ≈ HK$346,582/mo (50% DSR)
Upfront cash ≈ HK$35.16M (deposit + AVD stamp duty HK$2,754,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,341
−HK$11,121/mo
▼ 0.25% · 3.875%
HK$182,858
−HK$5,604/mo
Today · 4.125%
HK$188,462
baseline
▲ 0.50% · 4.625%
HK$199,930
+HK$11,468/mo
Deposit HK$25.92M · loan HK$38.89M · min. income ≈ HK$376,924/mo (50% DSR)
Upfront cash ≈ HK$28.68M (deposit + AVD stamp duty HK$2,754,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,291
−HK$10,659/mo
▼ 0.25% · 3.875%
HK$202,582
−HK$5,368/mo
Today · 4.125%
HK$207,950
baseline
▲ 0.50% · 4.625%
HK$218,911
+HK$10,961/mo
Deposit HK$25.92M · loan HK$38.89M · min. income ≈ HK$415,900/mo (50% DSR)
Upfront cash ≈ HK$28.68M (deposit + AVD stamp duty HK$2,754,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,898
−HK$12,975/mo
▼ 0.25% · 3.875%
HK$213,334
−HK$6,539/mo
Today · 4.125%
HK$219,873
baseline
▲ 0.50% · 4.625%
HK$233,251
+HK$13,378/mo
Deposit HK$19.44M · loan HK$45.37M · min. income ≈ HK$439,746/mo (50% DSR)
Upfront cash ≈ HK$22.20M (deposit + AVD stamp duty HK$2,754,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,172
−HK$12,436/mo
▼ 0.25% · 3.875%
HK$236,345
−HK$6,263/mo
Today · 4.125%
HK$242,608
baseline
▲ 0.50% · 4.625%
HK$255,396
+HK$12,788/mo
Deposit HK$19.44M · loan HK$45.37M · min. income ≈ HK$485,216/mo (50% DSR)
Upfront cash ≈ HK$22.20M (deposit + AVD stamp duty HK$2,754,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$266,012
−HK$16,681/mo
▼ 0.25% · 3.875%
HK$274,287
−HK$8,406/mo
Today · 4.125%
HK$282,693
baseline
▲ 0.50% · 4.625%
HK$299,895
+HK$17,202/mo
Deposit HK$6.48M · loan HK$58.33M · min. income ≈ HK$565,386/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$2,754,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$295,936
−HK$15,988/mo
▼ 0.25% · 3.875%
HK$303,873
−HK$8,051/mo
Today · 4.125%
HK$311,924
baseline
▲ 0.50% · 4.625%
HK$328,366
+HK$16,442/mo
Deposit HK$6.48M · loan HK$58.33M · min. income ≈ HK$623,848/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$2,754,445 · Scale 2, in force from 26 Feb 2026)