LTV · monthly repayment
▼ 0.50% · 3.625%
HK$147,799
−HK$9,268/mo
▼ 0.25% · 3.875%
HK$152,397
−HK$4,670/mo
Today · 4.125%
HK$157,067
baseline
▲ 0.50% · 4.625%
HK$166,625
+HK$9,558/mo
Deposit HK$32.41M · loan HK$32.41M · min. income ≈ HK$314,134/mo (50% DSR)
Upfront cash ≈ HK$35.16M (deposit + AVD stamp duty HK$2,754,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,425
−HK$8,883/mo
▼ 0.25% · 3.875%
HK$168,835
−HK$4,473/mo
Today · 4.125%
HK$173,308
baseline
▲ 0.50% · 4.625%
HK$182,444
+HK$9,136/mo
Deposit HK$32.41M · loan HK$32.41M · min. income ≈ HK$346,616/mo (50% DSR)
Upfront cash ≈ HK$35.16M (deposit + AVD stamp duty HK$2,754,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,359
−HK$11,122/mo
▼ 0.25% · 3.875%
HK$182,876
−HK$5,605/mo
Today · 4.125%
HK$188,481
baseline
▲ 0.50% · 4.625%
HK$199,950
+HK$11,469/mo
Deposit HK$25.93M · loan HK$38.89M · min. income ≈ HK$376,962/mo (50% DSR)
Upfront cash ≈ HK$28.68M (deposit + AVD stamp duty HK$2,754,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,310
−HK$10,660/mo
▼ 0.25% · 3.875%
HK$202,602
−HK$5,368/mo
Today · 4.125%
HK$207,970
baseline
▲ 0.50% · 4.625%
HK$218,933
+HK$10,963/mo
Deposit HK$25.93M · loan HK$38.89M · min. income ≈ HK$415,940/mo (50% DSR)
Upfront cash ≈ HK$28.68M (deposit + AVD stamp duty HK$2,754,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,919
−HK$12,975/mo
▼ 0.25% · 3.875%
HK$213,355
−HK$6,539/mo
Today · 4.125%
HK$219,894
baseline
▲ 0.50% · 4.625%
HK$233,275
+HK$13,381/mo
Deposit HK$19.45M · loan HK$45.37M · min. income ≈ HK$439,788/mo (50% DSR)
Upfront cash ≈ HK$22.20M (deposit + AVD stamp duty HK$2,754,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,195
−HK$12,437/mo
▼ 0.25% · 3.875%
HK$236,369
−HK$6,263/mo
Today · 4.125%
HK$242,632
baseline
▲ 0.50% · 4.625%
HK$255,421
+HK$12,789/mo
Deposit HK$19.45M · loan HK$45.37M · min. income ≈ HK$485,264/mo (50% DSR)
Upfront cash ≈ HK$22.20M (deposit + AVD stamp duty HK$2,754,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$266,039
−HK$16,682/mo
▼ 0.25% · 3.875%
HK$274,314
−HK$8,407/mo
Today · 4.125%
HK$282,721
baseline
▲ 0.50% · 4.625%
HK$299,924
+HK$17,203/mo
Deposit HK$6.48M · loan HK$58.34M · min. income ≈ HK$565,442/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$2,754,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$295,965
−HK$15,990/mo
▼ 0.25% · 3.875%
HK$303,903
−HK$8,052/mo
Today · 4.125%
HK$311,955
baseline
▲ 0.50% · 4.625%
HK$328,399
+HK$16,444/mo
Deposit HK$6.48M · loan HK$58.34M · min. income ≈ HK$623,910/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$2,754,719 · Scale 2, in force from 26 Feb 2026)