LTV · monthly repayment
▼ 0.50% · 3.625%
HK$147,811
−HK$9,269/mo
▼ 0.25% · 3.875%
HK$152,409
−HK$4,671/mo
Today · 4.125%
HK$157,080
baseline
▲ 0.50% · 4.625%
HK$166,638
+HK$9,558/mo
Deposit HK$32.41M · loan HK$32.41M · min. income ≈ HK$314,160/mo (50% DSR)
Upfront cash ≈ HK$35.17M (deposit + AVD stamp duty HK$2,754,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,439
−HK$8,884/mo
▼ 0.25% · 3.875%
HK$168,849
−HK$4,474/mo
Today · 4.125%
HK$173,323
baseline
▲ 0.50% · 4.625%
HK$182,459
+HK$9,136/mo
Deposit HK$32.41M · loan HK$32.41M · min. income ≈ HK$346,646/mo (50% DSR)
Upfront cash ≈ HK$35.17M (deposit + AVD stamp duty HK$2,754,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,374
−HK$11,123/mo
▼ 0.25% · 3.875%
HK$182,891
−HK$5,606/mo
Today · 4.125%
HK$188,497
baseline
▲ 0.50% · 4.625%
HK$199,966
+HK$11,469/mo
Deposit HK$25.93M · loan HK$38.89M · min. income ≈ HK$376,994/mo (50% DSR)
Upfront cash ≈ HK$28.68M (deposit + AVD stamp duty HK$2,754,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,326
−HK$10,661/mo
▼ 0.25% · 3.875%
HK$202,619
−HK$5,368/mo
Today · 4.125%
HK$207,987
baseline
▲ 0.50% · 4.625%
HK$218,951
+HK$10,964/mo
Deposit HK$25.93M · loan HK$38.89M · min. income ≈ HK$415,974/mo (50% DSR)
Upfront cash ≈ HK$28.68M (deposit + AVD stamp duty HK$2,754,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,936
−HK$12,977/mo
▼ 0.25% · 3.875%
HK$213,373
−HK$6,540/mo
Today · 4.125%
HK$219,913
baseline
▲ 0.50% · 4.625%
HK$233,294
+HK$13,381/mo
Deposit HK$19.45M · loan HK$45.38M · min. income ≈ HK$439,826/mo (50% DSR)
Upfront cash ≈ HK$22.20M (deposit + AVD stamp duty HK$2,754,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,214
−HK$12,438/mo
▼ 0.25% · 3.875%
HK$236,388
−HK$6,264/mo
Today · 4.125%
HK$242,652
baseline
▲ 0.50% · 4.625%
HK$255,442
+HK$12,790/mo
Deposit HK$19.45M · loan HK$45.38M · min. income ≈ HK$485,304/mo (50% DSR)
Upfront cash ≈ HK$22.20M (deposit + AVD stamp duty HK$2,754,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$266,060
−HK$16,685/mo
▼ 0.25% · 3.875%
HK$274,336
−HK$8,409/mo
Today · 4.125%
HK$282,745
baseline
▲ 0.50% · 4.625%
HK$299,949
+HK$17,204/mo
Deposit HK$6.48M · loan HK$58.34M · min. income ≈ HK$565,490/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$2,754,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$295,990
−HK$15,991/mo
▼ 0.25% · 3.875%
HK$303,928
−HK$8,053/mo
Today · 4.125%
HK$311,981
baseline
▲ 0.50% · 4.625%
HK$328,426
+HK$16,445/mo
Deposit HK$6.48M · loan HK$58.34M · min. income ≈ HK$623,962/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$2,754,946 · Scale 2, in force from 26 Feb 2026)