LTV · monthly repayment
▼ 0.50% · 3.625%
HK$147,828
−HK$9,271/mo
▼ 0.25% · 3.875%
HK$152,427
−HK$4,672/mo
Today · 4.125%
HK$157,099
baseline
▲ 0.50% · 4.625%
HK$166,658
+HK$9,559/mo
Deposit HK$32.41M · loan HK$32.41M · min. income ≈ HK$314,198/mo (50% DSR)
Upfront cash ≈ HK$35.17M (deposit + AVD stamp duty HK$2,755,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,458
−HK$8,885/mo
▼ 0.25% · 3.875%
HK$168,868
−HK$4,475/mo
Today · 4.125%
HK$173,343
baseline
▲ 0.50% · 4.625%
HK$182,480
+HK$9,137/mo
Deposit HK$32.41M · loan HK$32.41M · min. income ≈ HK$346,686/mo (50% DSR)
Upfront cash ≈ HK$35.17M (deposit + AVD stamp duty HK$2,755,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,394
−HK$11,124/mo
▼ 0.25% · 3.875%
HK$182,912
−HK$5,606/mo
Today · 4.125%
HK$188,518
baseline
▲ 0.50% · 4.625%
HK$199,989
+HK$11,471/mo
Deposit HK$25.93M · loan HK$38.90M · min. income ≈ HK$377,036/mo (50% DSR)
Upfront cash ≈ HK$28.69M (deposit + AVD stamp duty HK$2,755,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,349
−HK$10,662/mo
▼ 0.25% · 3.875%
HK$202,642
−HK$5,369/mo
Today · 4.125%
HK$208,011
baseline
▲ 0.50% · 4.625%
HK$218,976
+HK$10,965/mo
Deposit HK$25.93M · loan HK$38.90M · min. income ≈ HK$416,022/mo (50% DSR)
Upfront cash ≈ HK$28.69M (deposit + AVD stamp duty HK$2,755,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,960
−HK$12,978/mo
▼ 0.25% · 3.875%
HK$213,397
−HK$6,541/mo
Today · 4.125%
HK$219,938
baseline
▲ 0.50% · 4.625%
HK$233,321
+HK$13,383/mo
Deposit HK$19.45M · loan HK$45.38M · min. income ≈ HK$439,876/mo (50% DSR)
Upfront cash ≈ HK$22.20M (deposit + AVD stamp duty HK$2,755,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,241
−HK$12,439/mo
▼ 0.25% · 3.875%
HK$236,416
−HK$6,264/mo
Today · 4.125%
HK$242,680
baseline
▲ 0.50% · 4.625%
HK$255,472
+HK$12,792/mo
Deposit HK$19.45M · loan HK$45.38M · min. income ≈ HK$485,360/mo (50% DSR)
Upfront cash ≈ HK$22.20M (deposit + AVD stamp duty HK$2,755,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$266,091
−HK$16,686/mo
▼ 0.25% · 3.875%
HK$274,368
−HK$8,409/mo
Today · 4.125%
HK$282,777
baseline
▲ 0.50% · 4.625%
HK$299,984
+HK$17,207/mo
Deposit HK$6.48M · loan HK$58.35M · min. income ≈ HK$565,554/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$2,755,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$296,024
−HK$15,993/mo
▼ 0.25% · 3.875%
HK$303,963
−HK$8,054/mo
Today · 4.125%
HK$312,017
baseline
▲ 0.50% · 4.625%
HK$328,464
+HK$16,447/mo
Deposit HK$6.48M · loan HK$58.35M · min. income ≈ HK$624,034/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$2,755,264 · Scale 2, in force from 26 Feb 2026)