LTV · monthly repayment
▼ 0.50% · 3.625%
HK$147,839
−HK$9,271/mo
▼ 0.25% · 3.875%
HK$152,438
−HK$4,672/mo
Today · 4.125%
HK$157,110
baseline
▲ 0.50% · 4.625%
HK$166,670
+HK$9,560/mo
Deposit HK$32.42M · loan HK$32.42M · min. income ≈ HK$314,220/mo (50% DSR)
Upfront cash ≈ HK$35.17M (deposit + AVD stamp duty HK$2,755,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,470
−HK$8,885/mo
▼ 0.25% · 3.875%
HK$168,881
−HK$4,474/mo
Today · 4.125%
HK$173,355
baseline
▲ 0.50% · 4.625%
HK$182,493
+HK$9,138/mo
Deposit HK$32.42M · loan HK$32.42M · min. income ≈ HK$346,710/mo (50% DSR)
Upfront cash ≈ HK$35.17M (deposit + AVD stamp duty HK$2,755,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,407
−HK$11,125/mo
▼ 0.25% · 3.875%
HK$182,925
−HK$5,607/mo
Today · 4.125%
HK$188,532
baseline
▲ 0.50% · 4.625%
HK$200,004
+HK$11,472/mo
Deposit HK$25.93M · loan HK$38.90M · min. income ≈ HK$377,064/mo (50% DSR)
Upfront cash ≈ HK$28.69M (deposit + AVD stamp duty HK$2,755,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,363
−HK$10,663/mo
▼ 0.25% · 3.875%
HK$202,657
−HK$5,369/mo
Today · 4.125%
HK$208,026
baseline
▲ 0.50% · 4.625%
HK$218,992
+HK$10,966/mo
Deposit HK$25.93M · loan HK$38.90M · min. income ≈ HK$416,052/mo (50% DSR)
Upfront cash ≈ HK$28.69M (deposit + AVD stamp duty HK$2,755,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,975
−HK$12,979/mo
▼ 0.25% · 3.875%
HK$213,413
−HK$6,541/mo
Today · 4.125%
HK$219,954
baseline
▲ 0.50% · 4.625%
HK$233,338
+HK$13,384/mo
Deposit HK$19.45M · loan HK$45.38M · min. income ≈ HK$439,908/mo (50% DSR)
Upfront cash ≈ HK$22.21M (deposit + AVD stamp duty HK$2,755,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,257
−HK$12,440/mo
▼ 0.25% · 3.875%
HK$236,433
−HK$6,264/mo
Today · 4.125%
HK$242,697
baseline
▲ 0.50% · 4.625%
HK$255,490
+HK$12,793/mo
Deposit HK$19.45M · loan HK$45.38M · min. income ≈ HK$485,394/mo (50% DSR)
Upfront cash ≈ HK$22.21M (deposit + AVD stamp duty HK$2,755,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$266,110
−HK$16,688/mo
▼ 0.25% · 3.875%
HK$274,388
−HK$8,410/mo
Today · 4.125%
HK$282,798
baseline
▲ 0.50% · 4.625%
HK$300,006
+HK$17,208/mo
Deposit HK$6.48M · loan HK$58.35M · min. income ≈ HK$565,596/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$2,755,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$296,045
−HK$15,995/mo
▼ 0.25% · 3.875%
HK$303,985
−HK$8,055/mo
Today · 4.125%
HK$312,040
baseline
▲ 0.50% · 4.625%
HK$328,488
+HK$16,448/mo
Deposit HK$6.48M · loan HK$58.35M · min. income ≈ HK$624,080/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$2,755,464 · Scale 2, in force from 26 Feb 2026)