LTV · monthly repayment
▼ 0.50% · 3.625%
HK$147,848
−HK$9,271/mo
▼ 0.25% · 3.875%
HK$152,447
−HK$4,672/mo
Today · 4.125%
HK$157,119
baseline
▲ 0.50% · 4.625%
HK$166,679
+HK$9,560/mo
Deposit HK$32.42M · loan HK$32.42M · min. income ≈ HK$314,238/mo (50% DSR)
Upfront cash ≈ HK$35.17M (deposit + AVD stamp duty HK$2,755,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,479
−HK$8,886/mo
▼ 0.25% · 3.875%
HK$168,890
−HK$4,475/mo
Today · 4.125%
HK$173,365
baseline
▲ 0.50% · 4.625%
HK$182,504
+HK$9,139/mo
Deposit HK$32.42M · loan HK$32.42M · min. income ≈ HK$346,730/mo (50% DSR)
Upfront cash ≈ HK$35.17M (deposit + AVD stamp duty HK$2,755,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,417
−HK$11,126/mo
▼ 0.25% · 3.875%
HK$182,936
−HK$5,607/mo
Today · 4.125%
HK$188,543
baseline
▲ 0.50% · 4.625%
HK$200,015
+HK$11,472/mo
Deposit HK$25.94M · loan HK$38.90M · min. income ≈ HK$377,086/mo (50% DSR)
Upfront cash ≈ HK$28.69M (deposit + AVD stamp duty HK$2,755,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,375
−HK$10,664/mo
▼ 0.25% · 3.875%
HK$202,669
−HK$5,370/mo
Today · 4.125%
HK$208,039
baseline
▲ 0.50% · 4.625%
HK$219,005
+HK$10,966/mo
Deposit HK$25.94M · loan HK$38.90M · min. income ≈ HK$416,078/mo (50% DSR)
Upfront cash ≈ HK$28.69M (deposit + AVD stamp duty HK$2,755,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,987
−HK$12,980/mo
▼ 0.25% · 3.875%
HK$213,425
−HK$6,542/mo
Today · 4.125%
HK$219,967
baseline
▲ 0.50% · 4.625%
HK$233,351
+HK$13,384/mo
Deposit HK$19.45M · loan HK$45.39M · min. income ≈ HK$439,934/mo (50% DSR)
Upfront cash ≈ HK$22.21M (deposit + AVD stamp duty HK$2,755,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,271
−HK$12,441/mo
▼ 0.25% · 3.875%
HK$236,447
−HK$6,265/mo
Today · 4.125%
HK$242,712
baseline
▲ 0.50% · 4.625%
HK$255,505
+HK$12,793/mo
Deposit HK$19.45M · loan HK$45.39M · min. income ≈ HK$485,424/mo (50% DSR)
Upfront cash ≈ HK$22.21M (deposit + AVD stamp duty HK$2,755,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$266,126
−HK$16,688/mo
▼ 0.25% · 3.875%
HK$274,404
−HK$8,410/mo
Today · 4.125%
HK$282,814
baseline
▲ 0.50% · 4.625%
HK$300,023
+HK$17,209/mo
Deposit HK$6.48M · loan HK$58.35M · min. income ≈ HK$565,628/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$2,755,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$296,063
−HK$15,995/mo
▼ 0.25% · 3.875%
HK$304,003
−HK$8,055/mo
Today · 4.125%
HK$312,058
baseline
▲ 0.50% · 4.625%
HK$328,507
+HK$16,449/mo
Deposit HK$6.48M · loan HK$58.35M · min. income ≈ HK$624,116/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$2,755,625 · Scale 2, in force from 26 Feb 2026)