LTV · monthly repayment
▼ 0.50% · 3.625%
HK$147,849
−HK$9,272/mo
▼ 0.25% · 3.875%
HK$152,448
−HK$4,673/mo
Today · 4.125%
HK$157,121
baseline
▲ 0.50% · 4.625%
HK$166,681
+HK$9,560/mo
Deposit HK$32.42M · loan HK$32.42M · min. income ≈ HK$314,242/mo (50% DSR)
Upfront cash ≈ HK$35.18M (deposit + AVD stamp duty HK$2,755,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,481
−HK$8,886/mo
▼ 0.25% · 3.875%
HK$168,892
−HK$4,475/mo
Today · 4.125%
HK$173,367
baseline
▲ 0.50% · 4.625%
HK$182,506
+HK$9,139/mo
Deposit HK$32.42M · loan HK$32.42M · min. income ≈ HK$346,734/mo (50% DSR)
Upfront cash ≈ HK$35.18M (deposit + AVD stamp duty HK$2,755,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,419
−HK$11,126/mo
▼ 0.25% · 3.875%
HK$182,938
−HK$5,607/mo
Today · 4.125%
HK$188,545
baseline
▲ 0.50% · 4.625%
HK$200,018
+HK$11,473/mo
Deposit HK$25.94M · loan HK$38.90M · min. income ≈ HK$377,090/mo (50% DSR)
Upfront cash ≈ HK$28.69M (deposit + AVD stamp duty HK$2,755,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,377
−HK$10,664/mo
▼ 0.25% · 3.875%
HK$202,671
−HK$5,370/mo
Today · 4.125%
HK$208,041
baseline
▲ 0.50% · 4.625%
HK$219,007
+HK$10,966/mo
Deposit HK$25.94M · loan HK$38.90M · min. income ≈ HK$416,082/mo (50% DSR)
Upfront cash ≈ HK$28.69M (deposit + AVD stamp duty HK$2,755,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,989
−HK$12,980/mo
▼ 0.25% · 3.875%
HK$213,428
−HK$6,541/mo
Today · 4.125%
HK$219,969
baseline
▲ 0.50% · 4.625%
HK$233,354
+HK$13,385/mo
Deposit HK$19.45M · loan HK$45.39M · min. income ≈ HK$439,938/mo (50% DSR)
Upfront cash ≈ HK$22.21M (deposit + AVD stamp duty HK$2,755,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,273
−HK$12,441/mo
▼ 0.25% · 3.875%
HK$236,449
−HK$6,265/mo
Today · 4.125%
HK$242,714
baseline
▲ 0.50% · 4.625%
HK$255,508
+HK$12,794/mo
Deposit HK$19.45M · loan HK$45.39M · min. income ≈ HK$485,428/mo (50% DSR)
Upfront cash ≈ HK$22.21M (deposit + AVD stamp duty HK$2,755,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$266,129
−HK$16,689/mo
▼ 0.25% · 3.875%
HK$274,407
−HK$8,411/mo
Today · 4.125%
HK$282,818
baseline
▲ 0.50% · 4.625%
HK$300,026
+HK$17,208/mo
Deposit HK$6.48M · loan HK$58.36M · min. income ≈ HK$565,636/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$2,755,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$296,066
−HK$15,995/mo
▼ 0.25% · 3.875%
HK$304,006
−HK$8,055/mo
Today · 4.125%
HK$312,061
baseline
▲ 0.50% · 4.625%
HK$328,510
+HK$16,449/mo
Deposit HK$6.48M · loan HK$58.36M · min. income ≈ HK$624,122/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$2,755,656 · Scale 2, in force from 26 Feb 2026)