LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,786
−HK$927/mo
▼ 0.25% · 3.875%
HK$15,246
−HK$467/mo
Today · 4.125%
HK$15,713
baseline
▲ 0.50% · 4.625%
HK$16,670
+HK$957/mo
Deposit HK$3.24M · loan HK$3.24M · min. income ≈ HK$31,426/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$183,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,449
−HK$889/mo
▼ 0.25% · 3.875%
HK$16,891
−HK$447/mo
Today · 4.125%
HK$17,338
baseline
▲ 0.50% · 4.625%
HK$18,252
+HK$914/mo
Deposit HK$3.24M · loan HK$3.24M · min. income ≈ HK$34,676/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$183,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,743
−HK$1,113/mo
▼ 0.25% · 3.875%
HK$18,295
−HK$561/mo
Today · 4.125%
HK$18,856
baseline
▲ 0.50% · 4.625%
HK$20,003
+HK$1,147/mo
Deposit HK$2.59M · loan HK$3.89M · min. income ≈ HK$37,712/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$183,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,739
−HK$1,067/mo
▼ 0.25% · 3.875%
HK$20,269
−HK$537/mo
Today · 4.125%
HK$20,806
baseline
▲ 0.50% · 4.625%
HK$21,903
+HK$1,097/mo
Deposit HK$2.59M · loan HK$3.89M · min. income ≈ HK$41,612/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$183,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,701
−HK$1,298/mo
▼ 0.25% · 3.875%
HK$21,345
−HK$654/mo
Today · 4.125%
HK$21,999
baseline
▲ 0.50% · 4.625%
HK$23,337
+HK$1,338/mo
Deposit HK$1.95M · loan HK$4.54M · min. income ≈ HK$43,998/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$183,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,029
−HK$1,244/mo
▼ 0.25% · 3.875%
HK$23,647
−HK$626/mo
Today · 4.125%
HK$24,273
baseline
▲ 0.50% · 4.625%
HK$25,553
+HK$1,280/mo
Deposit HK$1.95M · loan HK$4.54M · min. income ≈ HK$48,546/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$183,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,615
−HK$1,669/mo
▼ 0.25% · 3.875%
HK$27,443
−HK$841/mo
Today · 4.125%
HK$28,284
baseline
▲ 0.50% · 4.625%
HK$30,005
+HK$1,721/mo
Deposit HK$648K · loan HK$5.84M · min. income ≈ HK$56,568/mo (50% DSR)
Upfront cash ≈ HK$832K (deposit + AVD stamp duty HK$183,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,609
−HK$1,600/mo
▼ 0.25% · 3.875%
HK$30,403
−HK$806/mo
Today · 4.125%
HK$31,209
baseline
▲ 0.50% · 4.625%
HK$32,854
+HK$1,645/mo
Deposit HK$648K · loan HK$5.84M · min. income ≈ HK$62,418/mo (50% DSR)
Upfront cash ≈ HK$832K (deposit + AVD stamp duty HK$183,444 · Scale 2, in force from 26 Feb 2026)