LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,787
−HK$927/mo
▼ 0.25% · 3.875%
HK$15,247
−HK$467/mo
Today · 4.125%
HK$15,714
baseline
▲ 0.50% · 4.625%
HK$16,670
+HK$956/mo
Deposit HK$3.24M · loan HK$3.24M · min. income ≈ HK$31,428/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$183,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,450
−HK$889/mo
▼ 0.25% · 3.875%
HK$16,891
−HK$448/mo
Today · 4.125%
HK$17,339
baseline
▲ 0.50% · 4.625%
HK$18,253
+HK$914/mo
Deposit HK$3.24M · loan HK$3.24M · min. income ≈ HK$34,678/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$183,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,744
−HK$1,113/mo
▼ 0.25% · 3.875%
HK$18,296
−HK$561/mo
Today · 4.125%
HK$18,857
baseline
▲ 0.50% · 4.625%
HK$20,004
+HK$1,147/mo
Deposit HK$2.59M · loan HK$3.89M · min. income ≈ HK$37,714/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$183,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,740
−HK$1,067/mo
▼ 0.25% · 3.875%
HK$20,270
−HK$537/mo
Today · 4.125%
HK$20,807
baseline
▲ 0.50% · 4.625%
HK$21,904
+HK$1,097/mo
Deposit HK$2.59M · loan HK$3.89M · min. income ≈ HK$41,614/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$183,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,702
−HK$1,298/mo
▼ 0.25% · 3.875%
HK$21,346
−HK$654/mo
Today · 4.125%
HK$22,000
baseline
▲ 0.50% · 4.625%
HK$23,338
+HK$1,338/mo
Deposit HK$1.95M · loan HK$4.54M · min. income ≈ HK$44,000/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$183,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,030
−HK$1,245/mo
▼ 0.25% · 3.875%
HK$23,648
−HK$627/mo
Today · 4.125%
HK$24,275
baseline
▲ 0.50% · 4.625%
HK$25,554
+HK$1,279/mo
Deposit HK$1.95M · loan HK$4.54M · min. income ≈ HK$48,550/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$183,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,616
−HK$1,669/mo
▼ 0.25% · 3.875%
HK$27,444
−HK$841/mo
Today · 4.125%
HK$28,285
baseline
▲ 0.50% · 4.625%
HK$30,007
+HK$1,722/mo
Deposit HK$648K · loan HK$5.84M · min. income ≈ HK$56,570/mo (50% DSR)
Upfront cash ≈ HK$832K (deposit + AVD stamp duty HK$183,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,610
−HK$1,600/mo
▼ 0.25% · 3.875%
HK$30,405
−HK$805/mo
Today · 4.125%
HK$31,210
baseline
▲ 0.50% · 4.625%
HK$32,855
+HK$1,645/mo
Deposit HK$648K · loan HK$5.84M · min. income ≈ HK$62,420/mo (50% DSR)
Upfront cash ≈ HK$832K (deposit + AVD stamp duty HK$183,474 · Scale 2, in force from 26 Feb 2026)