LTV · monthly repayment
▼ 0.50% · 3.625%
HK$147,869
−HK$9,273/mo
▼ 0.25% · 3.875%
HK$152,469
−HK$4,673/mo
Today · 4.125%
HK$157,142
baseline
▲ 0.50% · 4.625%
HK$166,704
+HK$9,562/mo
Deposit HK$32.42M · loan HK$32.42M · min. income ≈ HK$314,284/mo (50% DSR)
Upfront cash ≈ HK$35.18M (deposit + AVD stamp duty HK$2,756,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,503
−HK$8,888/mo
▼ 0.25% · 3.875%
HK$168,915
−HK$4,476/mo
Today · 4.125%
HK$173,391
baseline
▲ 0.50% · 4.625%
HK$182,530
+HK$9,139/mo
Deposit HK$32.42M · loan HK$32.42M · min. income ≈ HK$346,782/mo (50% DSR)
Upfront cash ≈ HK$35.18M (deposit + AVD stamp duty HK$2,756,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,443
−HK$11,127/mo
▼ 0.25% · 3.875%
HK$182,963
−HK$5,607/mo
Today · 4.125%
HK$188,570
baseline
▲ 0.50% · 4.625%
HK$200,045
+HK$11,475/mo
Deposit HK$25.94M · loan HK$38.91M · min. income ≈ HK$377,140/mo (50% DSR)
Upfront cash ≈ HK$28.70M (deposit + AVD stamp duty HK$2,756,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,404
−HK$10,665/mo
▼ 0.25% · 3.875%
HK$202,698
−HK$5,371/mo
Today · 4.125%
HK$208,069
baseline
▲ 0.50% · 4.625%
HK$219,037
+HK$10,968/mo
Deposit HK$25.94M · loan HK$38.91M · min. income ≈ HK$416,138/mo (50% DSR)
Upfront cash ≈ HK$28.70M (deposit + AVD stamp duty HK$2,756,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,017
−HK$12,982/mo
▼ 0.25% · 3.875%
HK$213,457
−HK$6,542/mo
Today · 4.125%
HK$219,999
baseline
▲ 0.50% · 4.625%
HK$233,385
+HK$13,386/mo
Deposit HK$19.45M · loan HK$45.39M · min. income ≈ HK$439,998/mo (50% DSR)
Upfront cash ≈ HK$22.21M (deposit + AVD stamp duty HK$2,756,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,304
−HK$12,443/mo
▼ 0.25% · 3.875%
HK$236,481
−HK$6,266/mo
Today · 4.125%
HK$242,747
baseline
▲ 0.50% · 4.625%
HK$255,543
+HK$12,796/mo
Deposit HK$19.45M · loan HK$45.39M · min. income ≈ HK$485,494/mo (50% DSR)
Upfront cash ≈ HK$22.21M (deposit + AVD stamp duty HK$2,756,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$266,165
−HK$16,691/mo
▼ 0.25% · 3.875%
HK$274,444
−HK$8,412/mo
Today · 4.125%
HK$282,856
baseline
▲ 0.50% · 4.625%
HK$300,067
+HK$17,211/mo
Deposit HK$6.48M · loan HK$58.36M · min. income ≈ HK$565,712/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$2,756,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$296,106
−HK$15,997/mo
▼ 0.25% · 3.875%
HK$304,047
−HK$8,056/mo
Today · 4.125%
HK$312,103
baseline
▲ 0.50% · 4.625%
HK$328,555
+HK$16,452/mo
Deposit HK$6.48M · loan HK$58.36M · min. income ≈ HK$624,206/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$2,756,027 · Scale 2, in force from 26 Feb 2026)