LTV · monthly repayment
▼ 0.50% · 3.625%
HK$147,871
−HK$9,273/mo
▼ 0.25% · 3.875%
HK$152,471
−HK$4,673/mo
Today · 4.125%
HK$157,144
baseline
▲ 0.50% · 4.625%
HK$166,706
+HK$9,562/mo
Deposit HK$32.42M · loan HK$32.42M · min. income ≈ HK$314,288/mo (50% DSR)
Upfront cash ≈ HK$35.18M (deposit + AVD stamp duty HK$2,756,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,505
−HK$8,888/mo
▼ 0.25% · 3.875%
HK$168,917
−HK$4,476/mo
Today · 4.125%
HK$173,393
baseline
▲ 0.50% · 4.625%
HK$182,533
+HK$9,140/mo
Deposit HK$32.42M · loan HK$32.42M · min. income ≈ HK$346,786/mo (50% DSR)
Upfront cash ≈ HK$35.18M (deposit + AVD stamp duty HK$2,756,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,446
−HK$11,127/mo
▼ 0.25% · 3.875%
HK$182,965
−HK$5,608/mo
Today · 4.125%
HK$188,573
baseline
▲ 0.50% · 4.625%
HK$200,047
+HK$11,474/mo
Deposit HK$25.94M · loan HK$38.91M · min. income ≈ HK$377,146/mo (50% DSR)
Upfront cash ≈ HK$28.70M (deposit + AVD stamp duty HK$2,756,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,406
−HK$10,666/mo
▼ 0.25% · 3.875%
HK$202,701
−HK$5,371/mo
Today · 4.125%
HK$208,072
baseline
▲ 0.50% · 4.625%
HK$219,039
+HK$10,967/mo
Deposit HK$25.94M · loan HK$38.91M · min. income ≈ HK$416,144/mo (50% DSR)
Upfront cash ≈ HK$28.70M (deposit + AVD stamp duty HK$2,756,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,020
−HK$12,982/mo
▼ 0.25% · 3.875%
HK$213,459
−HK$6,543/mo
Today · 4.125%
HK$220,002
baseline
▲ 0.50% · 4.625%
HK$233,388
+HK$13,386/mo
Deposit HK$19.45M · loan HK$45.39M · min. income ≈ HK$440,004/mo (50% DSR)
Upfront cash ≈ HK$22.21M (deposit + AVD stamp duty HK$2,756,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,308
−HK$12,442/mo
▼ 0.25% · 3.875%
HK$236,484
−HK$6,266/mo
Today · 4.125%
HK$242,750
baseline
▲ 0.50% · 4.625%
HK$255,546
+HK$12,796/mo
Deposit HK$19.45M · loan HK$45.39M · min. income ≈ HK$485,500/mo (50% DSR)
Upfront cash ≈ HK$22.21M (deposit + AVD stamp duty HK$2,756,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$266,168
−HK$16,692/mo
▼ 0.25% · 3.875%
HK$274,448
−HK$8,412/mo
Today · 4.125%
HK$282,860
baseline
▲ 0.50% · 4.625%
HK$300,071
+HK$17,211/mo
Deposit HK$6.48M · loan HK$58.36M · min. income ≈ HK$565,720/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$2,756,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$296,110
−HK$15,998/mo
▼ 0.25% · 3.875%
HK$304,051
−HK$8,057/mo
Today · 4.125%
HK$312,108
baseline
▲ 0.50% · 4.625%
HK$328,559
+HK$16,451/mo
Deposit HK$6.48M · loan HK$58.36M · min. income ≈ HK$624,216/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$2,756,064 · Scale 2, in force from 26 Feb 2026)