LTV · monthly repayment
▼ 0.50% · 3.625%
HK$147,885
−HK$9,274/mo
▼ 0.25% · 3.875%
HK$152,485
−HK$4,674/mo
Today · 4.125%
HK$157,159
baseline
▲ 0.50% · 4.625%
HK$166,722
+HK$9,563/mo
Deposit HK$32.43M · loan HK$32.43M · min. income ≈ HK$314,318/mo (50% DSR)
Upfront cash ≈ HK$35.18M (deposit + AVD stamp duty HK$2,756,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,521
−HK$8,889/mo
▼ 0.25% · 3.875%
HK$168,933
−HK$4,477/mo
Today · 4.125%
HK$173,410
baseline
▲ 0.50% · 4.625%
HK$182,550
+HK$9,140/mo
Deposit HK$32.43M · loan HK$32.43M · min. income ≈ HK$346,820/mo (50% DSR)
Upfront cash ≈ HK$35.18M (deposit + AVD stamp duty HK$2,756,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,462
−HK$11,129/mo
▼ 0.25% · 3.875%
HK$182,983
−HK$5,608/mo
Today · 4.125%
HK$188,591
baseline
▲ 0.50% · 4.625%
HK$200,066
+HK$11,475/mo
Deposit HK$25.94M · loan HK$38.91M · min. income ≈ HK$377,182/mo (50% DSR)
Upfront cash ≈ HK$28.70M (deposit + AVD stamp duty HK$2,756,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,425
−HK$10,666/mo
▼ 0.25% · 3.875%
HK$202,720
−HK$5,371/mo
Today · 4.125%
HK$208,091
baseline
▲ 0.50% · 4.625%
HK$219,060
+HK$10,969/mo
Deposit HK$25.94M · loan HK$38.91M · min. income ≈ HK$416,182/mo (50% DSR)
Upfront cash ≈ HK$28.70M (deposit + AVD stamp duty HK$2,756,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,039
−HK$12,984/mo
▼ 0.25% · 3.875%
HK$213,480
−HK$6,543/mo
Today · 4.125%
HK$220,023
baseline
▲ 0.50% · 4.625%
HK$233,411
+HK$13,388/mo
Deposit HK$19.46M · loan HK$45.40M · min. income ≈ HK$440,046/mo (50% DSR)
Upfront cash ≈ HK$22.21M (deposit + AVD stamp duty HK$2,756,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,329
−HK$12,444/mo
▼ 0.25% · 3.875%
HK$236,507
−HK$6,266/mo
Today · 4.125%
HK$242,773
baseline
▲ 0.50% · 4.625%
HK$255,570
+HK$12,797/mo
Deposit HK$19.46M · loan HK$45.40M · min. income ≈ HK$485,546/mo (50% DSR)
Upfront cash ≈ HK$22.21M (deposit + AVD stamp duty HK$2,756,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$266,194
−HK$16,692/mo
▼ 0.25% · 3.875%
HK$274,474
−HK$8,412/mo
Today · 4.125%
HK$282,886
baseline
▲ 0.50% · 4.625%
HK$300,099
+HK$17,213/mo
Deposit HK$6.49M · loan HK$58.37M · min. income ≈ HK$565,772/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$2,756,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$296,138
−HK$15,999/mo
▼ 0.25% · 3.875%
HK$304,080
−HK$8,057/mo
Today · 4.125%
HK$312,137
baseline
▲ 0.50% · 4.625%
HK$328,590
+HK$16,453/mo
Deposit HK$6.49M · loan HK$58.37M · min. income ≈ HK$624,274/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$2,756,325 · Scale 2, in force from 26 Feb 2026)