LTV · monthly repayment
▼ 0.50% · 3.625%
HK$147,896
−HK$9,274/mo
▼ 0.25% · 3.875%
HK$152,496
−HK$4,674/mo
Today · 4.125%
HK$157,170
baseline
▲ 0.50% · 4.625%
HK$166,734
+HK$9,564/mo
Deposit HK$32.43M · loan HK$32.43M · min. income ≈ HK$314,340/mo (50% DSR)
Upfront cash ≈ HK$35.19M (deposit + AVD stamp duty HK$2,756,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,533
−HK$8,889/mo
▼ 0.25% · 3.875%
HK$168,945
−HK$4,477/mo
Today · 4.125%
HK$173,422
baseline
▲ 0.50% · 4.625%
HK$182,563
+HK$9,141/mo
Deposit HK$32.43M · loan HK$32.43M · min. income ≈ HK$346,844/mo (50% DSR)
Upfront cash ≈ HK$35.19M (deposit + AVD stamp duty HK$2,756,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,475
−HK$11,129/mo
▼ 0.25% · 3.875%
HK$182,995
−HK$5,609/mo
Today · 4.125%
HK$188,604
baseline
▲ 0.50% · 4.625%
HK$200,080
+HK$11,476/mo
Deposit HK$25.94M · loan HK$38.92M · min. income ≈ HK$377,208/mo (50% DSR)
Upfront cash ≈ HK$28.70M (deposit + AVD stamp duty HK$2,756,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,439
−HK$10,667/mo
▼ 0.25% · 3.875%
HK$202,734
−HK$5,372/mo
Today · 4.125%
HK$208,106
baseline
▲ 0.50% · 4.625%
HK$219,076
+HK$10,970/mo
Deposit HK$25.94M · loan HK$38.92M · min. income ≈ HK$416,212/mo (50% DSR)
Upfront cash ≈ HK$28.70M (deposit + AVD stamp duty HK$2,756,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,054
−HK$12,984/mo
▼ 0.25% · 3.875%
HK$213,495
−HK$6,543/mo
Today · 4.125%
HK$220,038
baseline
▲ 0.50% · 4.625%
HK$233,427
+HK$13,389/mo
Deposit HK$19.46M · loan HK$45.40M · min. income ≈ HK$440,076/mo (50% DSR)
Upfront cash ≈ HK$22.21M (deposit + AVD stamp duty HK$2,756,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,346
−HK$12,445/mo
▼ 0.25% · 3.875%
HK$236,523
−HK$6,268/mo
Today · 4.125%
HK$242,791
baseline
▲ 0.50% · 4.625%
HK$255,588
+HK$12,797/mo
Deposit HK$19.46M · loan HK$45.40M · min. income ≈ HK$485,582/mo (50% DSR)
Upfront cash ≈ HK$22.21M (deposit + AVD stamp duty HK$2,756,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$266,213
−HK$16,693/mo
▼ 0.25% · 3.875%
HK$274,493
−HK$8,413/mo
Today · 4.125%
HK$282,906
baseline
▲ 0.50% · 4.625%
HK$300,121
+HK$17,215/mo
Deposit HK$6.49M · loan HK$58.37M · min. income ≈ HK$565,812/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$2,756,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$296,159
−HK$16,000/mo
▼ 0.25% · 3.875%
HK$304,102
−HK$8,057/mo
Today · 4.125%
HK$312,159
baseline
▲ 0.50% · 4.625%
HK$328,614
+HK$16,455/mo
Deposit HK$6.49M · loan HK$58.37M · min. income ≈ HK$624,318/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$2,756,521 · Scale 2, in force from 26 Feb 2026)