LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,790
−HK$927/mo
▼ 0.25% · 3.875%
HK$15,250
−HK$467/mo
Today · 4.125%
HK$15,717
baseline
▲ 0.50% · 4.625%
HK$16,673
+HK$956/mo
Deposit HK$3.24M · loan HK$3.24M · min. income ≈ HK$31,434/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$183,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,453
−HK$889/mo
▼ 0.25% · 3.875%
HK$16,895
−HK$447/mo
Today · 4.125%
HK$17,342
baseline
▲ 0.50% · 4.625%
HK$18,256
+HK$914/mo
Deposit HK$3.24M · loan HK$3.24M · min. income ≈ HK$34,684/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$183,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,748
−HK$1,112/mo
▼ 0.25% · 3.875%
HK$18,300
−HK$560/mo
Today · 4.125%
HK$18,860
baseline
▲ 0.50% · 4.625%
HK$20,008
+HK$1,148/mo
Deposit HK$2.59M · loan HK$3.89M · min. income ≈ HK$37,720/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$183,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,744
−HK$1,067/mo
▼ 0.25% · 3.875%
HK$20,274
−HK$537/mo
Today · 4.125%
HK$20,811
baseline
▲ 0.50% · 4.625%
HK$21,908
+HK$1,097/mo
Deposit HK$2.59M · loan HK$3.89M · min. income ≈ HK$41,622/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$183,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,705
−HK$1,299/mo
▼ 0.25% · 3.875%
HK$21,350
−HK$654/mo
Today · 4.125%
HK$22,004
baseline
▲ 0.50% · 4.625%
HK$23,343
+HK$1,339/mo
Deposit HK$1.95M · loan HK$4.54M · min. income ≈ HK$44,008/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$183,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,035
−HK$1,244/mo
▼ 0.25% · 3.875%
HK$23,652
−HK$627/mo
Today · 4.125%
HK$24,279
baseline
▲ 0.50% · 4.625%
HK$25,559
+HK$1,280/mo
Deposit HK$1.95M · loan HK$4.54M · min. income ≈ HK$48,558/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$183,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,621
−HK$1,670/mo
▼ 0.25% · 3.875%
HK$27,449
−HK$842/mo
Today · 4.125%
HK$28,291
baseline
▲ 0.50% · 4.625%
HK$30,012
+HK$1,721/mo
Deposit HK$649K · loan HK$5.84M · min. income ≈ HK$56,582/mo (50% DSR)
Upfront cash ≈ HK$832K (deposit + AVD stamp duty HK$183,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,616
−HK$1,600/mo
▼ 0.25% · 3.875%
HK$30,410
−HK$806/mo
Today · 4.125%
HK$31,216
baseline
▲ 0.50% · 4.625%
HK$32,861
+HK$1,645/mo
Deposit HK$649K · loan HK$5.84M · min. income ≈ HK$62,432/mo (50% DSR)
Upfront cash ≈ HK$832K (deposit + AVD stamp duty HK$183,596 · Scale 2, in force from 26 Feb 2026)