LTV · monthly repayment
▼ 0.50% · 3.625%
HK$147,898
−HK$9,275/mo
▼ 0.25% · 3.875%
HK$152,499
−HK$4,674/mo
Today · 4.125%
HK$157,173
baseline
▲ 0.50% · 4.625%
HK$166,736
+HK$9,563/mo
Deposit HK$32.43M · loan HK$32.43M · min. income ≈ HK$314,346/mo (50% DSR)
Upfront cash ≈ HK$35.19M (deposit + AVD stamp duty HK$2,756,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,535
−HK$8,890/mo
▼ 0.25% · 3.875%
HK$168,948
−HK$4,477/mo
Today · 4.125%
HK$173,425
baseline
▲ 0.50% · 4.625%
HK$182,566
+HK$9,141/mo
Deposit HK$32.43M · loan HK$32.43M · min. income ≈ HK$346,850/mo (50% DSR)
Upfront cash ≈ HK$35.19M (deposit + AVD stamp duty HK$2,756,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,478
−HK$11,129/mo
▼ 0.25% · 3.875%
HK$182,998
−HK$5,609/mo
Today · 4.125%
HK$188,607
baseline
▲ 0.50% · 4.625%
HK$200,084
+HK$11,477/mo
Deposit HK$25.94M · loan HK$38.92M · min. income ≈ HK$377,214/mo (50% DSR)
Upfront cash ≈ HK$28.70M (deposit + AVD stamp duty HK$2,756,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,442
−HK$10,667/mo
▼ 0.25% · 3.875%
HK$202,738
−HK$5,371/mo
Today · 4.125%
HK$208,109
baseline
▲ 0.50% · 4.625%
HK$219,079
+HK$10,970/mo
Deposit HK$25.94M · loan HK$38.92M · min. income ≈ HK$416,218/mo (50% DSR)
Upfront cash ≈ HK$28.70M (deposit + AVD stamp duty HK$2,756,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,057
−HK$12,985/mo
▼ 0.25% · 3.875%
HK$213,498
−HK$6,544/mo
Today · 4.125%
HK$220,042
baseline
▲ 0.50% · 4.625%
HK$233,431
+HK$13,389/mo
Deposit HK$19.46M · loan HK$45.40M · min. income ≈ HK$440,084/mo (50% DSR)
Upfront cash ≈ HK$22.21M (deposit + AVD stamp duty HK$2,756,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,349
−HK$12,445/mo
▼ 0.25% · 3.875%
HK$236,527
−HK$6,267/mo
Today · 4.125%
HK$242,794
baseline
▲ 0.50% · 4.625%
HK$255,592
+HK$12,798/mo
Deposit HK$19.46M · loan HK$45.40M · min. income ≈ HK$485,588/mo (50% DSR)
Upfront cash ≈ HK$22.21M (deposit + AVD stamp duty HK$2,756,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$266,217
−HK$16,694/mo
▼ 0.25% · 3.875%
HK$274,498
−HK$8,413/mo
Today · 4.125%
HK$282,911
baseline
▲ 0.50% · 4.625%
HK$300,125
+HK$17,214/mo
Deposit HK$6.49M · loan HK$58.37M · min. income ≈ HK$565,822/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$2,756,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$296,163
−HK$16,001/mo
▼ 0.25% · 3.875%
HK$304,106
−HK$8,058/mo
Today · 4.125%
HK$312,164
baseline
▲ 0.50% · 4.625%
HK$328,619
+HK$16,455/mo
Deposit HK$6.49M · loan HK$58.37M · min. income ≈ HK$624,328/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$2,756,564 · Scale 2, in force from 26 Feb 2026)