LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,791
−HK$927/mo
▼ 0.25% · 3.875%
HK$15,251
−HK$467/mo
Today · 4.125%
HK$15,718
baseline
▲ 0.50% · 4.625%
HK$16,675
+HK$957/mo
Deposit HK$3.24M · loan HK$3.24M · min. income ≈ HK$31,436/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$183,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,455
−HK$889/mo
▼ 0.25% · 3.875%
HK$16,896
−HK$448/mo
Today · 4.125%
HK$17,344
baseline
▲ 0.50% · 4.625%
HK$18,258
+HK$914/mo
Deposit HK$3.24M · loan HK$3.24M · min. income ≈ HK$34,688/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$183,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,749
−HK$1,113/mo
▼ 0.25% · 3.875%
HK$18,301
−HK$561/mo
Today · 4.125%
HK$18,862
baseline
▲ 0.50% · 4.625%
HK$20,010
+HK$1,148/mo
Deposit HK$2.59M · loan HK$3.89M · min. income ≈ HK$37,724/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$183,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,746
−HK$1,066/mo
▼ 0.25% · 3.875%
HK$20,275
−HK$537/mo
Today · 4.125%
HK$20,812
baseline
▲ 0.50% · 4.625%
HK$21,910
+HK$1,098/mo
Deposit HK$2.59M · loan HK$3.89M · min. income ≈ HK$41,624/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$183,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,707
−HK$1,299/mo
▼ 0.25% · 3.875%
HK$21,351
−HK$655/mo
Today · 4.125%
HK$22,006
baseline
▲ 0.50% · 4.625%
HK$23,345
+HK$1,339/mo
Deposit HK$1.95M · loan HK$4.54M · min. income ≈ HK$44,012/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$183,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,037
−HK$1,244/mo
▼ 0.25% · 3.875%
HK$23,654
−HK$627/mo
Today · 4.125%
HK$24,281
baseline
▲ 0.50% · 4.625%
HK$25,561
+HK$1,280/mo
Deposit HK$1.95M · loan HK$4.54M · min. income ≈ HK$48,562/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$183,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,624
−HK$1,669/mo
▼ 0.25% · 3.875%
HK$27,452
−HK$841/mo
Today · 4.125%
HK$28,293
baseline
▲ 0.50% · 4.625%
HK$30,015
+HK$1,722/mo
Deposit HK$649K · loan HK$5.84M · min. income ≈ HK$56,586/mo (50% DSR)
Upfront cash ≈ HK$832K (deposit + AVD stamp duty HK$183,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,618
−HK$1,601/mo
▼ 0.25% · 3.875%
HK$30,413
−HK$806/mo
Today · 4.125%
HK$31,219
baseline
▲ 0.50% · 4.625%
HK$32,864
+HK$1,645/mo
Deposit HK$649K · loan HK$5.84M · min. income ≈ HK$62,438/mo (50% DSR)
Upfront cash ≈ HK$832K (deposit + AVD stamp duty HK$183,651 · Scale 2, in force from 26 Feb 2026)