LTV · monthly repayment
▼ 0.50% · 3.625%
HK$147,912
−HK$9,275/mo
▼ 0.25% · 3.875%
HK$152,513
−HK$4,674/mo
Today · 4.125%
HK$157,187
baseline
▲ 0.50% · 4.625%
HK$166,752
+HK$9,565/mo
Deposit HK$32.43M · loan HK$32.43M · min. income ≈ HK$314,374/mo (50% DSR)
Upfront cash ≈ HK$35.19M (deposit + AVD stamp duty HK$2,756,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,551
−HK$8,890/mo
▼ 0.25% · 3.875%
HK$168,964
−HK$4,477/mo
Today · 4.125%
HK$173,441
baseline
▲ 0.50% · 4.625%
HK$182,583
+HK$9,142/mo
Deposit HK$32.43M · loan HK$32.43M · min. income ≈ HK$346,882/mo (50% DSR)
Upfront cash ≈ HK$35.19M (deposit + AVD stamp duty HK$2,756,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,494
−HK$11,131/mo
▼ 0.25% · 3.875%
HK$183,016
−HK$5,609/mo
Today · 4.125%
HK$188,625
baseline
▲ 0.50% · 4.625%
HK$200,102
+HK$11,477/mo
Deposit HK$25.95M · loan HK$38.92M · min. income ≈ HK$377,250/mo (50% DSR)
Upfront cash ≈ HK$28.70M (deposit + AVD stamp duty HK$2,756,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,461
−HK$10,668/mo
▼ 0.25% · 3.875%
HK$202,757
−HK$5,372/mo
Today · 4.125%
HK$208,129
baseline
▲ 0.50% · 4.625%
HK$219,100
+HK$10,971/mo
Deposit HK$25.95M · loan HK$38.92M · min. income ≈ HK$416,258/mo (50% DSR)
Upfront cash ≈ HK$28.70M (deposit + AVD stamp duty HK$2,756,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,077
−HK$12,985/mo
▼ 0.25% · 3.875%
HK$213,518
−HK$6,544/mo
Today · 4.125%
HK$220,062
baseline
▲ 0.50% · 4.625%
HK$233,453
+HK$13,391/mo
Deposit HK$19.46M · loan HK$45.41M · min. income ≈ HK$440,124/mo (50% DSR)
Upfront cash ≈ HK$22.22M (deposit + AVD stamp duty HK$2,756,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,371
−HK$12,446/mo
▼ 0.25% · 3.875%
HK$236,549
−HK$6,268/mo
Today · 4.125%
HK$242,817
baseline
▲ 0.50% · 4.625%
HK$255,616
+HK$12,799/mo
Deposit HK$19.46M · loan HK$45.41M · min. income ≈ HK$485,634/mo (50% DSR)
Upfront cash ≈ HK$22.22M (deposit + AVD stamp duty HK$2,756,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$266,242
−HK$16,695/mo
▼ 0.25% · 3.875%
HK$274,523
−HK$8,414/mo
Today · 4.125%
HK$282,937
baseline
▲ 0.50% · 4.625%
HK$300,153
+HK$17,216/mo
Deposit HK$6.49M · loan HK$58.38M · min. income ≈ HK$565,874/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$2,756,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$296,191
−HK$16,003/mo
▼ 0.25% · 3.875%
HK$304,135
−HK$8,059/mo
Today · 4.125%
HK$312,194
baseline
▲ 0.50% · 4.625%
HK$328,650
+HK$16,456/mo
Deposit HK$6.49M · loan HK$58.38M · min. income ≈ HK$624,388/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$2,756,823 · Scale 2, in force from 26 Feb 2026)