LTV · monthly repayment
▼ 0.50% · 3.625%
HK$147,933
−HK$9,277/mo
▼ 0.25% · 3.875%
HK$152,534
−HK$4,676/mo
Today · 4.125%
HK$157,210
baseline
▲ 0.50% · 4.625%
HK$166,775
+HK$9,565/mo
Deposit HK$32.44M · loan HK$32.44M · min. income ≈ HK$314,420/mo (50% DSR)
Upfront cash ≈ HK$35.19M (deposit + AVD stamp duty HK$2,757,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,574
−HK$8,891/mo
▼ 0.25% · 3.875%
HK$168,988
−HK$4,477/mo
Today · 4.125%
HK$173,465
baseline
▲ 0.50% · 4.625%
HK$182,609
+HK$9,144/mo
Deposit HK$32.44M · loan HK$32.44M · min. income ≈ HK$346,930/mo (50% DSR)
Upfront cash ≈ HK$35.19M (deposit + AVD stamp duty HK$2,757,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,519
−HK$11,133/mo
▼ 0.25% · 3.875%
HK$183,041
−HK$5,611/mo
Today · 4.125%
HK$188,652
baseline
▲ 0.50% · 4.625%
HK$200,130
+HK$11,478/mo
Deposit HK$25.95M · loan HK$38.93M · min. income ≈ HK$377,304/mo (50% DSR)
Upfront cash ≈ HK$28.71M (deposit + AVD stamp duty HK$2,757,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,489
−HK$10,669/mo
▼ 0.25% · 3.875%
HK$202,785
−HK$5,373/mo
Today · 4.125%
HK$208,158
baseline
▲ 0.50% · 4.625%
HK$219,131
+HK$10,973/mo
Deposit HK$25.95M · loan HK$38.93M · min. income ≈ HK$416,316/mo (50% DSR)
Upfront cash ≈ HK$28.71M (deposit + AVD stamp duty HK$2,757,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,106
−HK$12,987/mo
▼ 0.25% · 3.875%
HK$213,548
−HK$6,545/mo
Today · 4.125%
HK$220,093
baseline
▲ 0.50% · 4.625%
HK$233,486
+HK$13,393/mo
Deposit HK$19.46M · loan HK$45.41M · min. income ≈ HK$440,186/mo (50% DSR)
Upfront cash ≈ HK$22.22M (deposit + AVD stamp duty HK$2,757,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,403
−HK$12,448/mo
▼ 0.25% · 3.875%
HK$236,583
−HK$6,268/mo
Today · 4.125%
HK$242,851
baseline
▲ 0.50% · 4.625%
HK$255,652
+HK$12,801/mo
Deposit HK$19.46M · loan HK$45.41M · min. income ≈ HK$485,702/mo (50% DSR)
Upfront cash ≈ HK$22.22M (deposit + AVD stamp duty HK$2,757,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$266,279
−HK$16,698/mo
▼ 0.25% · 3.875%
HK$274,562
−HK$8,415/mo
Today · 4.125%
HK$282,977
baseline
▲ 0.50% · 4.625%
HK$300,196
+HK$17,219/mo
Deposit HK$6.49M · loan HK$58.39M · min. income ≈ HK$565,954/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$2,757,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$296,233
−HK$16,004/mo
▼ 0.25% · 3.875%
HK$304,178
−HK$8,059/mo
Today · 4.125%
HK$312,237
baseline
▲ 0.50% · 4.625%
HK$328,696
+HK$16,459/mo
Deposit HK$6.49M · loan HK$58.39M · min. income ≈ HK$624,474/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$2,757,211 · Scale 2, in force from 26 Feb 2026)