LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,795
−HK$927/mo
▼ 0.25% · 3.875%
HK$15,255
−HK$467/mo
Today · 4.125%
HK$15,722
baseline
▲ 0.50% · 4.625%
HK$16,679
+HK$957/mo
Deposit HK$3.24M · loan HK$3.24M · min. income ≈ HK$31,444/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$183,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,459
−HK$889/mo
▼ 0.25% · 3.875%
HK$16,900
−HK$448/mo
Today · 4.125%
HK$17,348
baseline
▲ 0.50% · 4.625%
HK$18,263
+HK$915/mo
Deposit HK$3.24M · loan HK$3.24M · min. income ≈ HK$34,696/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$183,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,754
−HK$1,113/mo
▼ 0.25% · 3.875%
HK$18,306
−HK$561/mo
Today · 4.125%
HK$18,867
baseline
▲ 0.50% · 4.625%
HK$20,015
+HK$1,148/mo
Deposit HK$2.60M · loan HK$3.89M · min. income ≈ HK$37,734/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$183,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,751
−HK$1,067/mo
▼ 0.25% · 3.875%
HK$20,280
−HK$538/mo
Today · 4.125%
HK$20,818
baseline
▲ 0.50% · 4.625%
HK$21,915
+HK$1,097/mo
Deposit HK$2.60M · loan HK$3.89M · min. income ≈ HK$41,636/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$183,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,713
−HK$1,298/mo
▼ 0.25% · 3.875%
HK$21,357
−HK$654/mo
Today · 4.125%
HK$22,011
baseline
▲ 0.50% · 4.625%
HK$23,351
+HK$1,340/mo
Deposit HK$1.95M · loan HK$4.54M · min. income ≈ HK$44,022/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$183,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,042
−HK$1,245/mo
▼ 0.25% · 3.875%
HK$23,660
−HK$627/mo
Today · 4.125%
HK$24,287
baseline
▲ 0.50% · 4.625%
HK$25,568
+HK$1,281/mo
Deposit HK$1.95M · loan HK$4.54M · min. income ≈ HK$48,574/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$183,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,630
−HK$1,670/mo
▼ 0.25% · 3.875%
HK$27,459
−HK$841/mo
Today · 4.125%
HK$28,300
baseline
▲ 0.50% · 4.625%
HK$30,022
+HK$1,722/mo
Deposit HK$649K · loan HK$5.84M · min. income ≈ HK$56,600/mo (50% DSR)
Upfront cash ≈ HK$833K (deposit + AVD stamp duty HK$183,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,626
−HK$1,601/mo
▼ 0.25% · 3.875%
HK$30,421
−HK$806/mo
Today · 4.125%
HK$31,227
baseline
▲ 0.50% · 4.625%
HK$32,873
+HK$1,646/mo
Deposit HK$649K · loan HK$5.84M · min. income ≈ HK$62,454/mo (50% DSR)
Upfront cash ≈ HK$833K (deposit + AVD stamp duty HK$183,816 · Scale 2, in force from 26 Feb 2026)