LTV · monthly repayment
▼ 0.50% · 3.625%
HK$147,963
−HK$9,278/mo
▼ 0.25% · 3.875%
HK$152,565
−HK$4,676/mo
Today · 4.125%
HK$157,241
baseline
▲ 0.50% · 4.625%
HK$166,809
+HK$9,568/mo
Deposit HK$32.44M · loan HK$32.44M · min. income ≈ HK$314,482/mo (50% DSR)
Upfront cash ≈ HK$35.20M (deposit + AVD stamp duty HK$2,757,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,607
−HK$8,893/mo
▼ 0.25% · 3.875%
HK$169,022
−HK$4,478/mo
Today · 4.125%
HK$173,500
baseline
▲ 0.50% · 4.625%
HK$182,646
+HK$9,146/mo
Deposit HK$32.44M · loan HK$32.44M · min. income ≈ HK$347,000/mo (50% DSR)
Upfront cash ≈ HK$35.20M (deposit + AVD stamp duty HK$2,757,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,555
−HK$11,135/mo
▼ 0.25% · 3.875%
HK$183,078
−HK$5,612/mo
Today · 4.125%
HK$188,690
baseline
▲ 0.50% · 4.625%
HK$200,171
+HK$11,481/mo
Deposit HK$25.96M · loan HK$38.93M · min. income ≈ HK$377,380/mo (50% DSR)
Upfront cash ≈ HK$28.71M (deposit + AVD stamp duty HK$2,757,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,529
−HK$10,671/mo
▼ 0.25% · 3.875%
HK$202,826
−HK$5,374/mo
Today · 4.125%
HK$208,200
baseline
▲ 0.50% · 4.625%
HK$219,175
+HK$10,975/mo
Deposit HK$25.96M · loan HK$38.93M · min. income ≈ HK$416,400/mo (50% DSR)
Upfront cash ≈ HK$28.71M (deposit + AVD stamp duty HK$2,757,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,148
−HK$12,990/mo
▼ 0.25% · 3.875%
HK$213,591
−HK$6,547/mo
Today · 4.125%
HK$220,138
baseline
▲ 0.50% · 4.625%
HK$233,533
+HK$13,395/mo
Deposit HK$19.47M · loan HK$45.42M · min. income ≈ HK$440,276/mo (50% DSR)
Upfront cash ≈ HK$22.22M (deposit + AVD stamp duty HK$2,757,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,450
−HK$12,450/mo
▼ 0.25% · 3.875%
HK$236,631
−HK$6,269/mo
Today · 4.125%
HK$242,900
baseline
▲ 0.50% · 4.625%
HK$255,704
+HK$12,804/mo
Deposit HK$19.47M · loan HK$45.42M · min. income ≈ HK$485,800/mo (50% DSR)
Upfront cash ≈ HK$22.22M (deposit + AVD stamp duty HK$2,757,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$266,333
−HK$16,701/mo
▼ 0.25% · 3.875%
HK$274,618
−HK$8,416/mo
Today · 4.125%
HK$283,034
baseline
▲ 0.50% · 4.625%
HK$300,256
+HK$17,222/mo
Deposit HK$6.49M · loan HK$58.40M · min. income ≈ HK$566,068/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$2,757,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$296,293
−HK$16,008/mo
▼ 0.25% · 3.875%
HK$304,239
−HK$8,062/mo
Today · 4.125%
HK$312,301
baseline
▲ 0.50% · 4.625%
HK$328,762
+HK$16,461/mo
Deposit HK$6.49M · loan HK$58.40M · min. income ≈ HK$624,602/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$2,757,769 · Scale 2, in force from 26 Feb 2026)