LTV · monthly repayment
▼ 0.50% · 3.625%
HK$147,970
−HK$9,279/mo
▼ 0.25% · 3.875%
HK$152,573
−HK$4,676/mo
Today · 4.125%
HK$157,249
baseline
▲ 0.50% · 4.625%
HK$166,817
+HK$9,568/mo
Deposit HK$32.45M · loan HK$32.45M · min. income ≈ HK$314,498/mo (50% DSR)
Upfront cash ≈ HK$35.20M (deposit + AVD stamp duty HK$2,757,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,615
−HK$8,894/mo
▼ 0.25% · 3.875%
HK$169,030
−HK$4,479/mo
Today · 4.125%
HK$173,509
baseline
▲ 0.50% · 4.625%
HK$182,655
+HK$9,146/mo
Deposit HK$32.45M · loan HK$32.45M · min. income ≈ HK$347,018/mo (50% DSR)
Upfront cash ≈ HK$35.20M (deposit + AVD stamp duty HK$2,757,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,564
−HK$11,135/mo
▼ 0.25% · 3.875%
HK$183,087
−HK$5,612/mo
Today · 4.125%
HK$188,699
baseline
▲ 0.50% · 4.625%
HK$200,181
+HK$11,482/mo
Deposit HK$25.96M · loan HK$38.94M · min. income ≈ HK$377,398/mo (50% DSR)
Upfront cash ≈ HK$28.71M (deposit + AVD stamp duty HK$2,757,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,538
−HK$10,672/mo
▼ 0.25% · 3.875%
HK$202,836
−HK$5,374/mo
Today · 4.125%
HK$208,210
baseline
▲ 0.50% · 4.625%
HK$219,185
+HK$10,975/mo
Deposit HK$25.96M · loan HK$38.94M · min. income ≈ HK$416,420/mo (50% DSR)
Upfront cash ≈ HK$28.71M (deposit + AVD stamp duty HK$2,757,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,158
−HK$12,990/mo
▼ 0.25% · 3.875%
HK$213,602
−HK$6,546/mo
Today · 4.125%
HK$220,148
baseline
▲ 0.50% · 4.625%
HK$233,544
+HK$13,396/mo
Deposit HK$19.47M · loan HK$45.42M · min. income ≈ HK$440,296/mo (50% DSR)
Upfront cash ≈ HK$22.23M (deposit + AVD stamp duty HK$2,757,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,461
−HK$12,451/mo
▼ 0.25% · 3.875%
HK$236,642
−HK$6,270/mo
Today · 4.125%
HK$242,912
baseline
▲ 0.50% · 4.625%
HK$255,716
+HK$12,804/mo
Deposit HK$19.47M · loan HK$45.42M · min. income ≈ HK$485,824/mo (50% DSR)
Upfront cash ≈ HK$22.23M (deposit + AVD stamp duty HK$2,757,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$266,346
−HK$16,702/mo
▼ 0.25% · 3.875%
HK$274,631
−HK$8,417/mo
Today · 4.125%
HK$283,048
baseline
▲ 0.50% · 4.625%
HK$300,271
+HK$17,223/mo
Deposit HK$6.49M · loan HK$58.40M · min. income ≈ HK$566,096/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$2,757,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$296,307
−HK$16,009/mo
▼ 0.25% · 3.875%
HK$304,254
−HK$8,062/mo
Today · 4.125%
HK$312,316
baseline
▲ 0.50% · 4.625%
HK$328,778
+HK$16,462/mo
Deposit HK$6.49M · loan HK$58.40M · min. income ≈ HK$624,632/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$2,757,900 · Scale 2, in force from 26 Feb 2026)