LTV · monthly repayment
▼ 0.50% · 3.625%
HK$147,990
−HK$9,280/mo
▼ 0.25% · 3.875%
HK$152,593
−HK$4,677/mo
Today · 4.125%
HK$157,270
baseline
▲ 0.50% · 4.625%
HK$166,840
+HK$9,570/mo
Deposit HK$32.45M · loan HK$32.45M · min. income ≈ HK$314,540/mo (50% DSR)
Upfront cash ≈ HK$35.21M (deposit + AVD stamp duty HK$2,758,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,637
−HK$8,895/mo
▼ 0.25% · 3.875%
HK$169,053
−HK$4,479/mo
Today · 4.125%
HK$173,532
baseline
▲ 0.50% · 4.625%
HK$182,679
+HK$9,147/mo
Deposit HK$32.45M · loan HK$32.45M · min. income ≈ HK$347,064/mo (50% DSR)
Upfront cash ≈ HK$35.21M (deposit + AVD stamp duty HK$2,758,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,588
−HK$11,136/mo
▼ 0.25% · 3.875%
HK$183,112
−HK$5,612/mo
Today · 4.125%
HK$188,724
baseline
▲ 0.50% · 4.625%
HK$200,208
+HK$11,484/mo
Deposit HK$25.96M · loan HK$38.94M · min. income ≈ HK$377,448/mo (50% DSR)
Upfront cash ≈ HK$28.72M (deposit + AVD stamp duty HK$2,758,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,565
−HK$10,674/mo
▼ 0.25% · 3.875%
HK$202,863
−HK$5,376/mo
Today · 4.125%
HK$208,239
baseline
▲ 0.50% · 4.625%
HK$219,215
+HK$10,976/mo
Deposit HK$25.96M · loan HK$38.94M · min. income ≈ HK$416,478/mo (50% DSR)
Upfront cash ≈ HK$28.72M (deposit + AVD stamp duty HK$2,758,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,186
−HK$12,992/mo
▼ 0.25% · 3.875%
HK$213,630
−HK$6,548/mo
Today · 4.125%
HK$220,178
baseline
▲ 0.50% · 4.625%
HK$233,576
+HK$13,398/mo
Deposit HK$19.47M · loan HK$45.43M · min. income ≈ HK$440,356/mo (50% DSR)
Upfront cash ≈ HK$22.23M (deposit + AVD stamp duty HK$2,758,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,492
−HK$12,453/mo
▼ 0.25% · 3.875%
HK$236,674
−HK$6,271/mo
Today · 4.125%
HK$242,945
baseline
▲ 0.50% · 4.625%
HK$255,751
+HK$12,806/mo
Deposit HK$19.47M · loan HK$45.43M · min. income ≈ HK$485,890/mo (50% DSR)
Upfront cash ≈ HK$22.23M (deposit + AVD stamp duty HK$2,758,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$266,382
−HK$16,704/mo
▼ 0.25% · 3.875%
HK$274,668
−HK$8,418/mo
Today · 4.125%
HK$283,086
baseline
▲ 0.50% · 4.625%
HK$300,311
+HK$17,225/mo
Deposit HK$6.49M · loan HK$58.41M · min. income ≈ HK$566,172/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$2,758,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$296,347
−HK$16,011/mo
▼ 0.25% · 3.875%
HK$304,295
−HK$8,063/mo
Today · 4.125%
HK$312,358
baseline
▲ 0.50% · 4.625%
HK$328,823
+HK$16,465/mo
Deposit HK$6.49M · loan HK$58.41M · min. income ≈ HK$624,716/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$2,758,273 · Scale 2, in force from 26 Feb 2026)