LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,802
−HK$928/mo
▼ 0.25% · 3.875%
HK$15,262
−HK$468/mo
Today · 4.125%
HK$15,730
baseline
▲ 0.50% · 4.625%
HK$16,687
+HK$957/mo
Deposit HK$3.25M · loan HK$3.25M · min. income ≈ HK$31,460/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$184,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,467
−HK$889/mo
▼ 0.25% · 3.875%
HK$16,908
−HK$448/mo
Today · 4.125%
HK$17,356
baseline
▲ 0.50% · 4.625%
HK$18,271
+HK$915/mo
Deposit HK$3.25M · loan HK$3.25M · min. income ≈ HK$34,712/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$184,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,762
−HK$1,114/mo
▼ 0.25% · 3.875%
HK$18,314
−HK$562/mo
Today · 4.125%
HK$18,876
baseline
▲ 0.50% · 4.625%
HK$20,024
+HK$1,148/mo
Deposit HK$2.60M · loan HK$3.89M · min. income ≈ HK$37,752/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$184,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,760
−HK$1,067/mo
▼ 0.25% · 3.875%
HK$20,290
−HK$537/mo
Today · 4.125%
HK$20,827
baseline
▲ 0.50% · 4.625%
HK$21,925
+HK$1,098/mo
Deposit HK$2.60M · loan HK$3.89M · min. income ≈ HK$41,654/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$184,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,722
−HK$1,300/mo
▼ 0.25% · 3.875%
HK$21,367
−HK$655/mo
Today · 4.125%
HK$22,022
baseline
▲ 0.50% · 4.625%
HK$23,362
+HK$1,340/mo
Deposit HK$1.95M · loan HK$4.54M · min. income ≈ HK$44,044/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$184,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,053
−HK$1,246/mo
▼ 0.25% · 3.875%
HK$23,671
−HK$628/mo
Today · 4.125%
HK$24,299
baseline
▲ 0.50% · 4.625%
HK$25,580
+HK$1,281/mo
Deposit HK$1.95M · loan HK$4.54M · min. income ≈ HK$48,598/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$184,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,643
−HK$1,671/mo
▼ 0.25% · 3.875%
HK$27,472
−HK$842/mo
Today · 4.125%
HK$28,314
baseline
▲ 0.50% · 4.625%
HK$30,036
+HK$1,722/mo
Deposit HK$649K · loan HK$5.84M · min. income ≈ HK$56,628/mo (50% DSR)
Upfront cash ≈ HK$833K (deposit + AVD stamp duty HK$184,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,640
−HK$1,601/mo
▼ 0.25% · 3.875%
HK$30,435
−HK$806/mo
Today · 4.125%
HK$31,241
baseline
▲ 0.50% · 4.625%
HK$32,888
+HK$1,647/mo
Deposit HK$649K · loan HK$5.84M · min. income ≈ HK$62,482/mo (50% DSR)
Upfront cash ≈ HK$833K (deposit + AVD stamp duty HK$184,118 · Scale 2, in force from 26 Feb 2026)