LTV · monthly repayment
▼ 0.50% · 3.625%
HK$148,025
−HK$9,282/mo
▼ 0.25% · 3.875%
HK$152,629
−HK$4,678/mo
Today · 4.125%
HK$157,307
baseline
▲ 0.50% · 4.625%
HK$166,879
+HK$9,572/mo
Deposit HK$32.46M · loan HK$32.46M · min. income ≈ HK$314,614/mo (50% DSR)
Upfront cash ≈ HK$35.22M (deposit + AVD stamp duty HK$2,758,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,676
−HK$8,897/mo
▼ 0.25% · 3.875%
HK$169,092
−HK$4,481/mo
Today · 4.125%
HK$173,573
baseline
▲ 0.50% · 4.625%
HK$182,722
+HK$9,149/mo
Deposit HK$32.46M · loan HK$32.46M · min. income ≈ HK$347,146/mo (50% DSR)
Upfront cash ≈ HK$35.22M (deposit + AVD stamp duty HK$2,758,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,629
−HK$11,139/mo
▼ 0.25% · 3.875%
HK$183,155
−HK$5,613/mo
Today · 4.125%
HK$188,768
baseline
▲ 0.50% · 4.625%
HK$200,254
+HK$11,486/mo
Deposit HK$25.97M · loan HK$38.95M · min. income ≈ HK$377,536/mo (50% DSR)
Upfront cash ≈ HK$28.73M (deposit + AVD stamp duty HK$2,758,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,611
−HK$10,676/mo
▼ 0.25% · 3.875%
HK$202,911
−HK$5,376/mo
Today · 4.125%
HK$208,287
baseline
▲ 0.50% · 4.625%
HK$219,266
+HK$10,979/mo
Deposit HK$25.97M · loan HK$38.95M · min. income ≈ HK$416,574/mo (50% DSR)
Upfront cash ≈ HK$28.73M (deposit + AVD stamp duty HK$2,758,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,234
−HK$12,996/mo
▼ 0.25% · 3.875%
HK$213,681
−HK$6,549/mo
Today · 4.125%
HK$220,230
baseline
▲ 0.50% · 4.625%
HK$233,630
+HK$13,400/mo
Deposit HK$19.47M · loan HK$45.44M · min. income ≈ HK$440,460/mo (50% DSR)
Upfront cash ≈ HK$22.23M (deposit + AVD stamp duty HK$2,758,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,546
−HK$12,456/mo
▼ 0.25% · 3.875%
HK$236,729
−HK$6,273/mo
Today · 4.125%
HK$243,002
baseline
▲ 0.50% · 4.625%
HK$255,811
+HK$12,809/mo
Deposit HK$19.47M · loan HK$45.44M · min. income ≈ HK$486,004/mo (50% DSR)
Upfront cash ≈ HK$22.23M (deposit + AVD stamp duty HK$2,758,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$266,444
−HK$16,709/mo
▼ 0.25% · 3.875%
HK$274,732
−HK$8,421/mo
Today · 4.125%
HK$283,153
baseline
▲ 0.50% · 4.625%
HK$300,382
+HK$17,229/mo
Deposit HK$6.49M · loan HK$58.42M · min. income ≈ HK$566,306/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$2,758,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$296,416
−HK$16,015/mo
▼ 0.25% · 3.875%
HK$304,366
−HK$8,065/mo
Today · 4.125%
HK$312,431
baseline
▲ 0.50% · 4.625%
HK$328,900
+HK$16,469/mo
Deposit HK$6.49M · loan HK$58.42M · min. income ≈ HK$624,862/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$2,758,919 · Scale 2, in force from 26 Feb 2026)