LTV · monthly repayment
▼ 0.50% · 3.625%
HK$148,031
−HK$9,283/mo
▼ 0.25% · 3.875%
HK$152,635
−HK$4,679/mo
Today · 4.125%
HK$157,314
baseline
▲ 0.50% · 4.625%
HK$166,886
+HK$9,572/mo
Deposit HK$32.46M · loan HK$32.46M · min. income ≈ HK$314,628/mo (50% DSR)
Upfront cash ≈ HK$35.22M (deposit + AVD stamp duty HK$2,759,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,683
−HK$8,897/mo
▼ 0.25% · 3.875%
HK$169,099
−HK$4,481/mo
Today · 4.125%
HK$173,580
baseline
▲ 0.50% · 4.625%
HK$182,730
+HK$9,150/mo
Deposit HK$32.46M · loan HK$32.46M · min. income ≈ HK$347,160/mo (50% DSR)
Upfront cash ≈ HK$35.22M (deposit + AVD stamp duty HK$2,759,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,637
−HK$11,139/mo
▼ 0.25% · 3.875%
HK$183,162
−HK$5,614/mo
Today · 4.125%
HK$188,776
baseline
▲ 0.50% · 4.625%
HK$200,263
+HK$11,487/mo
Deposit HK$25.97M · loan HK$38.95M · min. income ≈ HK$377,552/mo (50% DSR)
Upfront cash ≈ HK$28.73M (deposit + AVD stamp duty HK$2,759,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,619
−HK$10,677/mo
▼ 0.25% · 3.875%
HK$202,919
−HK$5,377/mo
Today · 4.125%
HK$208,296
baseline
▲ 0.50% · 4.625%
HK$219,276
+HK$10,980/mo
Deposit HK$25.97M · loan HK$38.95M · min. income ≈ HK$416,592/mo (50% DSR)
Upfront cash ≈ HK$28.73M (deposit + AVD stamp duty HK$2,759,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,243
−HK$12,996/mo
▼ 0.25% · 3.875%
HK$213,689
−HK$6,550/mo
Today · 4.125%
HK$220,239
baseline
▲ 0.50% · 4.625%
HK$233,640
+HK$13,401/mo
Deposit HK$19.48M · loan HK$45.44M · min. income ≈ HK$440,478/mo (50% DSR)
Upfront cash ≈ HK$22.23M (deposit + AVD stamp duty HK$2,759,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,556
−HK$12,456/mo
▼ 0.25% · 3.875%
HK$236,739
−HK$6,273/mo
Today · 4.125%
HK$243,012
baseline
▲ 0.50% · 4.625%
HK$255,821
+HK$12,809/mo
Deposit HK$19.48M · loan HK$45.44M · min. income ≈ HK$486,024/mo (50% DSR)
Upfront cash ≈ HK$22.23M (deposit + AVD stamp duty HK$2,759,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$266,455
−HK$16,709/mo
▼ 0.25% · 3.875%
HK$274,744
−HK$8,420/mo
Today · 4.125%
HK$283,164
baseline
▲ 0.50% · 4.625%
HK$300,394
+HK$17,230/mo
Deposit HK$6.49M · loan HK$58.43M · min. income ≈ HK$566,328/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$2,759,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$296,429
−HK$16,015/mo
▼ 0.25% · 3.875%
HK$304,379
−HK$8,065/mo
Today · 4.125%
HK$312,444
baseline
▲ 0.50% · 4.625%
HK$328,913
+HK$16,469/mo
Deposit HK$6.49M · loan HK$58.43M · min. income ≈ HK$624,888/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$2,759,035 · Scale 2, in force from 26 Feb 2026)