LTV · monthly repayment
▼ 0.50% · 3.625%
HK$148,045
−HK$9,284/mo
▼ 0.25% · 3.875%
HK$152,650
−HK$4,679/mo
Today · 4.125%
HK$157,329
baseline
▲ 0.50% · 4.625%
HK$166,902
+HK$9,573/mo
Deposit HK$32.46M · loan HK$32.46M · min. income ≈ HK$314,658/mo (50% DSR)
Upfront cash ≈ HK$35.22M (deposit + AVD stamp duty HK$2,759,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,699
−HK$8,898/mo
▼ 0.25% · 3.875%
HK$169,116
−HK$4,481/mo
Today · 4.125%
HK$173,597
baseline
▲ 0.50% · 4.625%
HK$182,748
+HK$9,151/mo
Deposit HK$32.46M · loan HK$32.46M · min. income ≈ HK$347,194/mo (50% DSR)
Upfront cash ≈ HK$35.22M (deposit + AVD stamp duty HK$2,759,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,654
−HK$11,141/mo
▼ 0.25% · 3.875%
HK$183,180
−HK$5,615/mo
Today · 4.125%
HK$188,795
baseline
▲ 0.50% · 4.625%
HK$200,283
+HK$11,488/mo
Deposit HK$25.97M · loan HK$38.95M · min. income ≈ HK$377,590/mo (50% DSR)
Upfront cash ≈ HK$28.73M (deposit + AVD stamp duty HK$2,759,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,639
−HK$10,678/mo
▼ 0.25% · 3.875%
HK$202,939
−HK$5,378/mo
Today · 4.125%
HK$208,317
baseline
▲ 0.50% · 4.625%
HK$219,297
+HK$10,980/mo
Deposit HK$25.97M · loan HK$38.95M · min. income ≈ HK$416,634/mo (50% DSR)
Upfront cash ≈ HK$28.73M (deposit + AVD stamp duty HK$2,759,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,263
−HK$12,998/mo
▼ 0.25% · 3.875%
HK$213,711
−HK$6,550/mo
Today · 4.125%
HK$220,261
baseline
▲ 0.50% · 4.625%
HK$233,663
+HK$13,402/mo
Deposit HK$19.48M · loan HK$45.45M · min. income ≈ HK$440,522/mo (50% DSR)
Upfront cash ≈ HK$22.24M (deposit + AVD stamp duty HK$2,759,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,579
−HK$12,457/mo
▼ 0.25% · 3.875%
HK$236,763
−HK$6,273/mo
Today · 4.125%
HK$243,036
baseline
▲ 0.50% · 4.625%
HK$255,847
+HK$12,811/mo
Deposit HK$19.48M · loan HK$45.45M · min. income ≈ HK$486,072/mo (50% DSR)
Upfront cash ≈ HK$22.24M (deposit + AVD stamp duty HK$2,759,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$266,482
−HK$16,710/mo
▼ 0.25% · 3.875%
HK$274,771
−HK$8,421/mo
Today · 4.125%
HK$283,192
baseline
▲ 0.50% · 4.625%
HK$300,424
+HK$17,232/mo
Deposit HK$6.49M · loan HK$58.43M · min. income ≈ HK$566,384/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$2,759,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$296,458
−HK$16,017/mo
▼ 0.25% · 3.875%
HK$304,409
−HK$8,066/mo
Today · 4.125%
HK$312,475
baseline
▲ 0.50% · 4.625%
HK$328,946
+HK$16,471/mo
Deposit HK$6.49M · loan HK$58.43M · min. income ≈ HK$624,950/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$2,759,307 · Scale 2, in force from 26 Feb 2026)